Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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Can I force the insurer to use a neutral appraiser if we disagree on diminished value?: North Carolina
In North Carolina, you can only force an appraisal if your own auto policy has an appraisal clause that applies to the disputed “amount of loss.”…
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Can I challenge my insurer’s valuation of a recently purchased vehicle?
Yes. In North Carolina, you can dispute your insurer’s actual cash value (ACV) for a totaled or damaged vehicle by presenting better evidence, asking…
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What strategies can I use to negotiate when the insurer's offer doesn't cover my documented costs?: Answered under North Carolina personal injury law
In North Carolina, you can push past a low offer by tightening your proof of liability, causation, and damages; escalating to a supervisor;…
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What steps should I take if settlement talks break down and I need to file a lawsuit?: Clear next steps under North Carolina law
In North Carolina, you start a personal injury lawsuit by filing a civil complaint before the statute of limitations expires (generally three years…
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What steps do I need to clear all rehab liens before finalizing my injury settlement?: North Carolina
In North Carolina, valid medical provider liens (including rehab providers) attach to your injury recovery and must be addressed before your lawyer…
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What steps can I take if the police report assigns fault incorrectly?: Practical steps under North Carolina law
In North Carolina, a police crash report does not decide civil liability, and its fault box is not binding on insurers or a court. You can get the…
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What legal options do I have when the responsible party ignores my diminished value claim?: North Carolina Personal Injury
In North Carolina, diminished value is a recoverable part of your property damage claim against the at-fault driver/company. If the insurer won’t…
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What legal options do I have for property damage if my insurer refuses to pay?: North Carolina
In North Carolina, you can challenge your insurer’s denial internally, file a complaint with the N.C. Department of Insurance, and, if needed, sue…
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What is the process for obtaining medical records and authorization status to finalize a PI settlement?: North Carolina
In North Carolina, you gather HIPAA-compliant authorizations, request the provider’s itemized bills and treatment records, and verify any healthcare…
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What is medical payments coverage and how do I recover those benefits after a crash?
Medical payments (MedPay) coverage is optional, no-fault auto insurance that reimburses reasonable and necessary medical bills from a crash, up to…
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What is a medical provider lien and how does it affect my net recovery?: A North Carolina guide
In North Carolina, a medical provider lien is a legal claim by your doctors or hospitals against your personal injury settlement for accident-related…
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What information should I provide to an insurer to secure my medical payments coverage?: North Carolina
To get medical payments (MedPay) benefits in North Carolina, give the insurer proof that you have MedPay on the policy and that your medical expenses…
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What information do I need to verify with an insurer during settlement?: North Carolina personal injury settlements
In North Carolina, confirm five things before you sign: the exact release terms (who and what you are releasing), the payee language and delivery for…
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What happens to my settlement if a single medical lien is still active?: North Carolina guidance for personal injury liens
In North Carolina, a valid medical provider lien must be resolved before your lawyer can disburse settlement funds. After paying your attorney’s fee,…
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What happens if I reject the insurer’s final settlement offer?: Clear next steps under North Carolina law
In North Carolina, rejecting an insurer’s “final” offer does not end your claim or waive your rights. You can keep negotiating, or you can file a…
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What happens if I missed an early filing deadline because liability was delayed by insurers?
In North Carolina, the statute of limitations—not the insurer’s internal deadline—controls when you must file a lawsuit. Most injury and vehicle…
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What happens if a provider misses a service date and leaves a lien on my settlement?: North Carolina personal injury answer
In North Carolina, your attorney’s fee comes off the top, and medical provider liens are then paid—but all providers together cannot take more than…
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What factors should I consider when deciding whether to accept or push for more in my personal injury settlement?
In North Carolina, decide based on four things: liability strength (including the risk of contributory negligence), documented damages and causation,…
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What evidence do I need to challenge my insurer’s low diminished value offer?: North Carolina
In North Carolina, you challenge a low diminished value (DV) offer by proving the actual drop in your car’s fair market value after proper repairs.…
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What can I do if the insurer’s offer doesn’t cover my medical bills and emotional distress?: Practical options in North Carolina
In North Carolina, you do not have to accept a low offer. You can keep negotiating with better documentation, tap other coverage (like your own…
