Firm news

Articles from the firm

Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.

  1. Accident Q&A series

    What insurance policies and household vehicles must I disclose on an underinsured motorist claim form?

    Disclose every auto policy, vehicle, and household relationship requested by the form that could have affected underinsured motorist coverage on the accident…

  2. Accident Q&A series

    What information is needed to make a medical-payments claim after a pedestrian accident?

    To make a medical-payments claim, you generally need the auto policy information, details identifying each injured person, the pedestrian accident report, and…

  3. Accident Q&A series

    What happens when my attorney and the insurance company exchange settlement offers?

    Your attorney and the insurance adjuster negotiate by exchanging demands, offers, and counteroffers, but you decide whether to accept a settlement.

  4. Accident Q&A series

    What happens if the combined injury claims are worth more than the available insurance coverage?

    The available liability insurance may be divided among the injured claimants, leaving each person with less than the full value of the claim.

  5. Accident Q&A series

    What happens if my former law firm is still listed as representing me after my case was transferred?

    Your new lawyer will usually need to correct the insurer’s records with written confirmation that the former law firm no longer represents you.

  6. Accident Q&A series

    What happens after my legal team receives and reviews all of my medical records?

    After reviewing your medical records and bills, your legal team will usually identify missing information, evaluate how the records connect your injuries to…

  7. Accident Q&A series

    What evidence is needed to support an underinsured motorist claim after a pedestrian accident?

    A strong underinsured motorist claim usually needs evidence of insurance coverage, the driver’s fault, the pedestrian’s injuries and damages, and exhaustion…

  8. Accident Q&A series

    What does medical payments coverage pay for after a car accident?

    Medical payments coverage, often called MedPay, generally pays covered accident-related medical and funeral expenses up to the purchased policy limit,…

  9. Accident Q&A series

    What can I do if another driver's insurance company is pursuing me over a collision?

    You can dispute the insurance company’s claim, but do not ignore its letters or handle the matter without notifying the automobile insurer that covered you or…

  10. Accident Q&A series

    How should I document ongoing pain and medical treatment after being released from the emergency room?

    Document your symptoms, activity limits, appointments, medical records, bills, and missed work in a consistent and factual way.

  11. Accident Q&A series

    How is permanent loss of function in my dominant hand considered in a motorcycle accident claim?

    Permanent loss of function in your dominant hand may be considered as a separate and significant part of a North Carolina motorcycle accident claim.

  12. Accident Q&A series

    How is fault determined after a minor vehicle collision when there is no police report?

    Fault can still be determined without a police report. Insurers, attorneys, and—if a lawsuit is filed—a judge or jury evaluate driver statements, vehicle…

  13. Accident Q&A series

    How does chiropractic treatment affect the value of a car accident injury claim?

    Chiropractic treatment can support the value of a car accident injury claim when the records show that the treatment was connected to the collision,…

  14. Accident Q&A series

    How does an insurance company divide the available coverage when several people are injured in the same accident?

    An insurance company usually evaluates each injured person’s documented damages, legal responsibility, and possible defenses before dividing a limited…

  15. Accident Q&A series

    How do soft-tissue injuries, chiropractic treatment, and missed work affect the value of a car-accident claim?

    Soft-tissue injuries, chiropractic treatment, and missed work can all affect a North Carolina car-accident claim, but there is no fixed formula.

  16. Accident Q&A series

    How could the current condition of my hand affect my personal injury claim?

    Your hand’s current condition may affect how the claim documents the injury’s duration, functional impact, medical expenses, pain, and possible future…

  17. Accident Q&A series

    How could another household member’s auto insurance affect my underinsured motorist claim?

    Another household member’s auto policy may provide underinsured motorist coverage if you qualified as an insured under that policy when the accident happened.

  18. Accident Q&A series

    How can I tell whether an insurance company’s bodily injury offer is fair?

    A fair bodily injury offer should reasonably account for supported medical expenses, lost income, pain and suffering, other documented losses, disputed fault,…

  19. Accident Q&A series

    How can I make sure an insurer recognizes my current lawyer as my authorized representative?

    Send the insurer clear written notice identifying your current lawyer and stating that any prior lawyer’s authority to act on the claim has ended.

  20. Accident Q&A series

    Does owning the vehicle rather than leasing it affect my right to seek diminished value?

    Yes. If you own the vehicle, you generally have the direct property interest needed to seek diminished value from the responsible party in North Carolina.

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