Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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Can I challenge an insurance company's fault decision when multiple witnesses say the other driver caused the collision?
Yes. An insurance company’s fault decision is its claim position, not a final legal ruling, and you may ask the insurer to reconsider based on witness…
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Can future physical therapy be included in my injury claim?
Yes. Future physical therapy may be included in a North Carolina injury claim when the evidence shows that it is reasonably necessary, related to the…
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Can copayment receipts help verify treatment visits that a healthcare provider did not include in its records?
Yes. Copayment receipts can help corroborate that you visited a healthcare provider on particular dates, especially when the provider’s chart appears…
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Can an insurance company determine who was at fault without speaking to a witness?
Yes. An insurance company may take a position on fault without speaking to every witness, using the information reasonably available to its adjuster.
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Can a physical therapy provider require a letter confirming that an attorney represents the injured person?
Yes, a physical therapy provider may request a representation letter before agreeing to defer payment or bill in connection with a personal injury claim.
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Can a law firm hold insurance proceeds in trust while negotiating medical liens?
Yes. A North Carolina law firm may hold insurance proceeds in its trust account while valid medical liens or other claims to the money are being reviewed,…
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Will the insurer reconsider a personal injury settlement offer if some physical therapy treatment was overlooked?
Yes, an insurer may reconsider a personal injury settlement offer when physical therapy records or bills were overlooked, particularly if the claim has not…
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What needs to happen before my injury claim can be submitted to the insurance company?
Before a settlement demand is submitted, the available evidence usually must be collected, reviewed, and organized.
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What information do I need to provide to support a claim for lost wages?
You generally need records showing where you worked, what you earned, the time you missed, and why your injuries kept you from working.
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What happens to my personal injury claim if I accept the insurance company's current offer before all medical records are reviewed?
Accepting the offer and signing a settlement release will usually end your personal injury claim, even if unreviewed medical records later show more serious…
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What happens if my signed documents do not mention lost wages?
Lost wages may still be part of your North Carolina personal injury claim even if the documents you signed do not list them separately.
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What can I do if an insurer's settlement evaluation does not include all of my physical therapy visits?
You or your attorney can ask the insurer to reevaluate the injury claim after providing a clear record of the missing physical therapy visits.
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Is there an update on my personal injury insurance claim?
Yes. The current step is collecting complete medical bills and records from the facilities that provided care.
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Is compensation in a personal injury case capped at a set multiple of the medical bills?
No. North Carolina law does not generally cap ordinary personal injury compensation at a set multiple of the medical bills.
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How does a settlement demand work when it does not ask for a specific amount?
A settlement demand can present the evidence and ask an insurer to make an offer without naming a specific amount.
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How do I formally end the attorney-client relationship so the insurance company can deal with me?
You generally end the relationship by sending your attorney a clear written notice stating that you are terminating the representation, effective immediately.
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How do health insurance adjustments affect the value of my personal injury claim?
Health insurance adjustments can reduce the medical-expense portion of a North Carolina personal injury claim because the adjusted amount is usually not owed…
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How can I respond when an insurer's settlement offer is far below my demand?
You can respond by asking how the insurer calculated the offer, correcting unsupported assumptions, and making a documented counteroffer rather than simply…
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How can I open a diminished-value claim when the at-fault driver's insurance company will not respond?
You can open or document a diminished-value claim by sending the insurer a clear written demand that identifies the collision, vehicle, existing claim number,…
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How can I make sure all of my medical treatment is considered when an insurer evaluates my injury claim?
Send the insurer a complete, organized treatment package and identify in writing any records or bills that were missing from its earlier review.
