Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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Has the insurance company responded to the settlement demand in my automobile accident claim?
No. Based on the information provided, Wallace Pierce Law submitted a settlement demand but has not yet received the insurance company’s response.
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Can I recover lost wages as part of my personal injury claim?
Yes. Lost wages may be included in a North Carolina personal injury claim when an injury caused you to miss work or reduced your ability to earn income.
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Can I pursue a diminished value claim after another driver hit my parked car and the car was repaired?
Yes, you may be able to pursue a diminished value claim even after the car has been repaired.
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Can I handle my personal injury claim directly after my lawyer closes the file?
Yes. After the representation formally ends, you can usually communicate with the insurance company and handle your North Carolina personal injury claim…
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Can I end my lawyer's representation and accept the insurance company's offer directly?
Usually, yes. A client generally may end a lawyer’s representation and decide whether to accept an insurance settlement, but firing the lawyer may not…
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Can accident-related credit card debt be considered during settlement negotiations?
Yes. Accident-related credit card debt may be presented during settlement negotiations when records connect the charges to medical treatment, prescriptions,…
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Why was my client's car accident claim denied when the police report and my client's account appear to support liability?
The denial may reflect conflicting evidence, an incomplete investigation, a contributory-negligence argument, or confusion about which insurer and claim file…
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Why did the insurance company deny my injury claim?
An insurance company may deny an injury claim because it disputes coverage, fault, causation, damages, or the amount of supporting documentation.
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Which insurance company is responsible for handling my client's car accident claim?
The at-fault driver’s automobile liability insurer usually handles the injured person’s third-party claim, while the injured person’s own insurer may handle…
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What types of compensation may be available when a car accident causes both physical symptoms and vehicle damage?
You may be able to pursue compensation for both bodily injuries and vehicle-related losses when another driver causes a North Carolina car accident.
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What should I do if an insurer sends me a settlement check after I hire an attorney?
Do not endorse, deposit, cash, or mobile-deposit the check until your attorney has reviewed the check and every document sent with it.
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What does it mean when an insurer says its insured did not breach a duty in a car accident?
It means the insurer believes its driver did not act unreasonably or violate a legal obligation that caused the crash.
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Should I cash a check sent by the other party's insurance company while my injury claim is pending?
Usually, you should not cash or deposit the check until you understand why it was sent and how the accompanying language may affect your claim.
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How does another insurance company's subrogation demand affect my client's injury claim?
A subrogation demand from another insurer does not automatically prove fault, overturn a liability denial, or resolve your client’s North Carolina injury claim.
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How do I determine which insurance company is responsible for my claim?
The responsible insurance company is usually identified by determining who may be legally responsible, what policy covered that person or business on the…
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Does cashing an injury settlement check close my claim even if I do not sign the release?
Yes, cashing an injury settlement check can close a North Carolina claim even if you never sign a separate release.
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Could cashing an insurance check mean that I accepted a settlement?
Yes. Cashing or depositing an insurance check could be treated as accepting a settlement, especially if the check or accompanying documents clearly say it is…
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Can I send my injury demand to another insurance company after the first company denies my claim?
Yes, you can send an injury demand to another insurance company if there is a reasonable basis to believe its insured or policy may be connected to the claim.
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Can I seek reimbursement when the insurer stops paying for my rental car after a total loss?
Yes, you may be able to seek reimbursement or loss-of-use damages after rental payments stop, but coverage is not necessarily open-ended.
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Can I seek compensation when losing my vehicle prevents me from getting to work?
Yes, you may be able to seek compensation for the reasonable loss of use of your vehicle and, in some circumstances, documented income lost because you could…
