Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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Can I pursue compensation for a persistent headache after a car accident in addition to getting my vehicle repaired?
Yes. A North Carolina car accident may lead to both a property damage claim for your vehicle and a bodily injury claim for a persistent headache.
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Can I make an injury claim against the other driver's insurance if I did not go to the hospital immediately?
Yes. Not going to the hospital immediately does not automatically prevent you from making an injury claim against the other driver's insurance.
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Can I deposit a bodily injury settlement check for immediate transportation needs and repay it if my lawyer later recovers more?
Usually, you should not deposit a bodily injury settlement check as a temporary loan.
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Can I challenge an insurer's valuation of my totaled car?
Yes. You can challenge a total-loss valuation by asking for the insurer’s valuation report, identifying incorrect vehicle information, and providing reliable…
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Can I challenge an insurer’s decision to declare my older but reliable vehicle a total loss?
Yes. You can dispute a North Carolina insurer’s total-loss valuation by identifying errors in its repair estimate, vehicle description, condition adjustments,…
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Can I challenge an insurance company's denial of my injury claim?
Yes. You can challenge an injury claim denial by requesting the insurer’s specific reasons, correcting factual or documentation problems, submitting…
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Can I cash an insurance check for medical expenses without settling my entire injury claim?
Possibly, but do not cash or deposit the check until you understand every term attached to it.
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Can I accept payment for my totaled car while keeping my personal injury claim open?
Yes, North Carolina law generally allows you to settle a vehicle property-damage claim while keeping a personal injury claim open.
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Can a lawyer represent me in a medical malpractice case?
Yes. A North Carolina lawyer may represent you in a medical malpractice case if the lawyer agrees to take the matter after reviewing the medical records,…
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Are my bodily injury claim and property damage claim handled separately after a car accident?
Yes. Insurers usually evaluate bodily injury and property damage as separate parts of a North Carolina car accident claim, sometimes through different…
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Who pays my medical bills after a car accident caused by someone else?
The other driver’s liability insurer may ultimately compensate you for reasonable accident-related medical expenses, but it usually does not pay each bill as…
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What should I do if the other driver's insurance company is trying to collect my medical bills and records?
Do not assume you must sign the other driver’s insurance company’s medical authorization exactly as written.
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What happens after an insurance company receives a letter of representation for an injury claim?
After receiving a letter of representation, the insurance company will usually note the lawyer’s involvement, confirm the scope of representation, and direct…
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What can I do if the insurer refuses to discuss my vehicle damage because I have an attorney for my injury claim?
Ask your attorney to send the insurer a written notice confirming that the attorney represents you only for the bodily injury claim and that the insurer may…
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Should the insurance company communicate with my lawyer instead of contacting me directly after I have legal representation?
Generally, yes. Once the opposing insurance company receives notice that a lawyer represents you for the injury claim, substantive communications about the…
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Should I respond to a settlement figure before my lawyer reviews my injuries and treatment?
You may acknowledge receiving the settlement figure, but you generally should not accept it, reject it, make a counteroffer, or sign a release before your…
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How does payment of my medical expenses work when another party hit my car?
The other driver’s insurance company usually does not pay your medical bills as they arrive.
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How can I obtain medical payments coverage information after a car accident?
Ask the insurance carrier in writing whether medical payments coverage, often called MedPay, applies to the accident.
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How can I keep my bodily injury claim separate from my vehicle damage claim?
You can usually handle vehicle damage separately from bodily injury by clearly limiting the attorney’s representation in writing, requesting separate claim…
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How can I handle my vehicle damage claim directly when my lawyer represents me only for bodily injuries?
You can usually handle the vehicle damage portion yourself if your lawyer’s representation is limited to the bodily injury claim.
