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Accident Q&A series

  1. Can I pursue a personal injury claim if I did not go to the hospital right away but developed headaches after a car crash?

    Yes. Not going to the hospital by ambulance, or not getting medical care the same day, does not automatically prevent a North Carolina personal injury claim.

  2. Can I negotiate with the insurance company after it makes a settlement offer on my injury claim?

    Yes. In most North Carolina injury claims, a settlement offer is a starting point for review and possible negotiation, not something you must automatically…

  3. Can I make a property damage claim for a vehicle I was driving if it is titled in someone else’s name?

    Yes, you can usually report the property damage and help document it, but the right to recover for damage to the vehicle usually belongs to the legal owner,…

  4. Can I make a claim if I was hit from behind while turning left into a driveway?

    Yes, you may be able to make a claim, but fault will matter. In North Carolina, a rear impact does not automatically decide the case when the front driver was…

  5. Can I get compensation if my wheelchair was damaged in an accident?

    Yes, you may be able to seek compensation for a wheelchair damaged in an accident if another person or business was legally responsible for the damage.

  6. Can I get a copy of the demand letter sent to the insurance company?

    Yes. If a demand letter was sent in your North Carolina personal injury matter, you can usually ask your attorney for a copy of the letter and a status update…

  7. Can I decide not to pursue a car accident claim after asking about legal help?

    Yes. Asking about legal help does not usually require you to pursue a car accident claim, sign paperwork, or move forward with a North Carolina personal…

  8. Can I bring a personal injury claim if I did not go to the hospital right after the crash?

    Yes. In North Carolina, you do not have to go to the hospital immediately after a crash to bring a personal injury claim.

  9. Can an insurance company make a settlement offer before fully resolving my injury claim?

    Yes. An insurance company may make a settlement offer before every issue in your North Carolina injury claim is fully resolved.

  10. Can an insurance company hold my injury demand while it waits for other injured people to submit their claims?

    Yes, an insurance company may often pause a bodily injury demand for a reasonable time when several people were injured and the available policy limits may…

  11. Can a personal injury claim include damage to a wheelchair or other mobility device?

    Yes. A North Carolina personal injury claim may include damage to a wheelchair, scooter, walker, cane, brace, prosthetic device, or other mobility equipment…

  12. Can a new insurance adjuster change how my personal injury claim is handled?

    Yes. A new insurance adjuster can review the file, ask questions, request more documentation, or take a different view of fault, injuries, or settlement value.

  13. Who is responsible for explaining why money was deducted or held back from my settlement?

    The person or entity handling your settlement funds should be able to explain, in writing, why money was deducted or held back.

  14. What should I review before approving a personal injury demand sent to insurance?

    You should review the demand for accuracy, completeness, and risk before it is sent to the insurance company.

  15. What should I do if more than one company or law firm contacts me after a car accident?

    You do not have to speak with or hire every company, agency, or law firm that contacts you after a car accident.

  16. What should I do if a collection agency contacts me about medical treatment from my accident?

    Do not ignore the collection notice, but do not assume you must handle it alone or pay it immediately without review.

  17. What proof do I need to show there are no outstanding medical liens on my settlement?

    You usually need written lien clearances, zero-balance confirmations, payment records, and a clear accounting showing why money is being held.

  18. What options do I have if my own motorcycle policy only had liability coverage?

    You may still have options, even if your own motorcycle policy was liability-only.

  19. What medical records are important after I complete treatment for an injury?

    After treatment ends, the most important records are the complete treatment records, final provider notes, imaging reports, itemized bills, payment ledgers,…

  20. What information should I avoid giving a bodily injury adjuster?

    Avoid giving a bodily injury adjuster guesses, fault admissions, broad medical opinions, unnecessary private information, recorded statements, or signed…

A path forward

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