Firm news
Accident Q&A series
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What does it mean if the insurance company accepts liability but says policy limits may be an issue?
It usually means the insurer is not disputing that its driver caused the crash, but the available insurance may not be enough to pay every injury and property…
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What documents are usually needed to get a health insurance lien or no-lien letter after an accident?
Usually, the health plan or its recovery administrator needs enough information to identify the member, connect paid medical benefits to the accident, and…
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What can I do if a medical provider has not sent my records for an injury claim?
You can follow up in writing, confirm the provider has a complete signed authorization, ask whether a fee or portal step is holding up the request, and keep a…
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How do medical records help prove my injuries in a personal injury case?
Medical records help prove what injuries were documented, when you reported symptoms, what care you received, and how the injuries affected your life.
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How do I respond if the insurance company says it already sent an offer but I never received it?
Respond in writing and ask the insurance company to resend the alleged offer immediately, along with the date, method, recipient, and any deadline attached to…
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How do I prove the value of a damaged wheelchair after an accident?
You prove the value of a damaged wheelchair by documenting what the wheelchair was, what condition it was in before the accident, and what it will reasonably…
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How do I know whether a personal injury settlement includes reimbursement for expenses I already paid?
A personal injury settlement usually pays as one lump sum, so reimbursement for medical copays or other out-of-pocket costs is included only if those expenses…
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How do I handle an injury claim and a property damage claim with insurance after a crash?
You usually handle the vehicle damage claim and the injury claim as separate parts of the same North Carolina crash claim.
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How do I document neck, back, and head injuries after a car accident?
Document neck, back, and head injuries by keeping complete medical records, bills, imaging reports, discharge papers, symptom notes, photos, work records, and…
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How can I get medical care after a crash if I am worried about medical bills?
You can still seek medical care after a crash even if you are worried about bills, but how the bills are handled depends on your insurance, the other driver’s…
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How can I challenge or reduce a health insurance reimbursement claim from my personal injury settlement?
You may be able to challenge or reduce a health insurance reimbursement claim by requiring proof of the plan’s legal right to recover, confirming which bills…
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How are settlement offers handled when several injured people are making claims against the same insurance policy?
When several injured people are making claims against the same insurance policy, the insurer may need to evaluate all injury claims before deciding how to use…
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Do my spouse and I need separate release agreements if we both settled injury claims?
Usually, each spouse who settled a separate personal injury claim should have a release that clearly applies to that spouse’s own claim.
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Can the insurance company contact me directly about property damage if I have a personal injury lawyer?
Yes, the insurance company may contact you directly about property damage if your personal injury lawyer has allowed that limited communication.
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Can my property damage claim be handled separately from my injury claim?
Yes. In many North Carolina car accident claims, property damage and bodily injury are handled on separate tracks, sometimes by different insurance adjusters.
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Can my injury settlement be resolved if the health insurance lien information has not been confirmed?
Sometimes, the settlement agreement can move forward, but final distribution of the money may need to wait.
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Can my attorney communicate with the insurance company about property damage tied to my injury claim?
Yes. If your attorney represents you for the injury claim and the property damage is connected to the same incident, your attorney can usually communicate…
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Can I still make a car accident claim if information was not exchanged at the scene?
Yes, you may still be able to make a car accident claim in North Carolina even if information was not exchanged at the scene.
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Can I still bring a claim after signing a personal injury settlement release?
Usually, signing a personal injury settlement release means you are giving up the claims described in that document against the released people or companies.
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Can I recover compensation if I was hit while turning into a driveway?
Yes, you may be able to recover compensation, but it depends on how the driveway turn happened, whether the other driver was negligent, and whether the…
