Firm news
Accident Q&A series
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Can I bring a civil lawsuit even if there is also a criminal assault case?
Yes. In North Carolina, a civil injury lawsuit can usually move forward even if the State is also prosecuting a criminal assault case.
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Can I bring a car accident claim if I hit a tractor that shifted in front of me?
Yes, you may be able to bring a North Carolina car accident claim, but hitting the tractor from behind will likely make fault a central issue.
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Can I ask the insurance company to increase its settlement offer after I have already made a minimum demand?
Yes. If you have not signed a release or otherwise finalized the settlement, you can usually ask the insurance company to increase its offer after making a…
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Can a health plan lien reduce what I receive from a personal injury settlement?
Yes. A valid health plan lien or reimbursement claim can reduce the amount you receive from a North Carolina personal injury settlement because it may have to…
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What should I expect from the insurance company after it receives a personal injury demand?
After the insurance company receives a personal injury demand, you can usually expect the adjuster to review coverage, fault, medical documentation, damages,…
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What should I do if no one took my information after a car accident?
Start by writing down what happened, preserving any proof, and checking whether a police crash report exists.
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What should I do if I developed headaches the day after a car accident?
Take recurring headaches seriously, document when they started, and seek medical attention if you believe you need it.
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What should I do if a car seat was damaged in a car accident?
Stop using the damaged car seat, document it carefully, and ask the property damage adjuster how to submit it for replacement.
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What medical treatment records are important after going to the emergency room, urgent care, and a chiropractor following a crash?
The important records are the complete medical chart and itemized bills from each provider who evaluated or treated crash-related injuries, including the…
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What medical records should I keep if my symptoms continue after a car accident?
Keep every record that shows what symptoms you reported, when you reported them, what care you received, what bills were created, and how your condition…
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What information does an insurance company need to pay for a damaged wheelchair?
An insurance company usually needs enough detail to identify the wheelchair, connect the damage to the accident, and verify a reasonable repair or replacement…
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What happens if multiple people are injured in the same car accident and there may not be enough insurance to cover everyone?
The insurer may delay making offers while it reviews all injury claims and the available policy limits.
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What happens if insurance says my older car is totaled and offers less than I think it is worth?
You can question a total loss offer and ask the insurance company to explain how it valued your older vehicle.
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What happens if I left after a car accident because I thought everything was handled?
Leaving after a North Carolina car accident does not automatically end your injury claim, but it can create legal and evidence problems.
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What happens if an insurance adjuster has not responded to a settlement demand?
An unanswered settlement demand usually means the claim is still unresolved, not that the insurance company has accepted, rejected, or moved closer to the…
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What happens if a health plan says a different company handles its subrogation claim?
If a health plan says another company handles its subrogation claim, treat that as a routing issue, not as proof that no reimbursement claim exists.
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What happens after I sign a settlement release with the insurance company?
After you sign a settlement release, you usually give up the injury claims covered by that release in exchange for the agreed settlement payment.
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What happens after an insurance company responds to my personal injury demand letter?
The insurer’s response usually begins the negotiation stage: your attorney reviews the offer, denial, or request for more information and then decides whether…
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What happens after a demand letter is sent to the insurance company in a personal injury case?
After a demand letter is sent, the insurance company usually reviews liability, injuries, medical records, bills, lost income information, coverage, and any…
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What does it mean when an insurance claim is reassigned to a new adjuster?
A reassigned insurance claim usually means the insurance company moved your file from one adjuster to another.
