Firm news
Accident Q&A series
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Can an estate pursue a claim after someone dies in a truck accident? — Durham, NC
Yes. In North Carolina, a fatal truck accident claim is usually brought by the deceased person’s personal representative or collector, not by every…
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Why would a health plan send a no-subrogation letter after a car accident claim? — Durham, NC
A health plan may send a no-subrogation letter because it has decided it will not seek repayment from the car accident settlement for that policy or…
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Why are medical records important in a personal injury case? — Durham, NC
Medical records are important because they help connect your injuries, treatment, bills, and recovery to the accident. In a North Carolina personal…
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What should I do if there are multiple claim files connected to my accident-related medical benefits? — Durham, NC
You should match each file number to the correct health plan, policy, member, and accident date, then ask for written confirmation of any final lien,…
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What should I do if the assigned insurance adjuster is unavailable on my bodily injury claim? — Durham, NC
Do not let an unavailable adjuster stop the claim from moving. If you are represented, route communications through your attorney or representative,…
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What should I do if a medical facility sends my lawyer to different departments for records? — Durham, NC
Your lawyer should usually treat this as a records-tracking problem, not as the end of the request. In a North Carolina personal injury claim,…
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What should I do after my attorney sends a demand to the insurance company? — Durham, NC
After your attorney sends a demand, your main job is to stay available, preserve information, and let your legal team handle communications with the…
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What should I do after being involved in a motor vehicle accident? — Durham, NC
Take care of safety first, comply with North Carolina crash duties, document what happened, and avoid making assumptions about fault or injury too…
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What should be included in a personal injury demand letter? — Durham, NC
A personal injury demand letter should clearly explain who is making the claim, why the other party is believed to be responsible, what injuries and…
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What information should I gather after a motor vehicle accident? — Durham, NC
Gather information that shows who was involved, what happened, what damage occurred, what injuries were reported, and how the crash affected your…
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What information does my attorney need to get a health insurance lien reviewed? — Durham, NC
Your attorney usually needs enough information to identify the health plan, confirm authority to speak for you, connect the lien to the accident, and…
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What information does an insurance company usually need to evaluate an injury claim? — Durham, NC
An insurance company usually needs enough information to evaluate liability, causation, injuries, medical expenses, lost income, other damages,…
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What happens if the other driver was at fault for my accident? — Durham, NC
If the other driver was at fault, you may be able to bring a North Carolina injury claim through that driver’s liability insurance or, if needed, a…
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What happens if the insurance company will not engage in settlement discussions? — Durham, NC
If the insurance company will not engage in settlement discussions, the claim usually does not resolve unless the insurer reopens communication, a…
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What happens if the insurance company tells my attorney to use a general claims contact instead of a specific adjuster? — Durham, NC
Usually, the claim can still move forward, but your attorney should create a clear written record of every communication. In a North Carolina auto…
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What happens if fault is disputed after a motor vehicle accident? — Durham, NC
If fault is disputed after a motor vehicle accident, the insurance claim usually becomes an evidence dispute instead of a simple payment request. In…
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What happens after my attorney sends a demand to the insurance company? — Durham, NC
After your attorney sends a demand, the insurance company usually confirms receipt, reviews the claim materials, and responds by accepting, making a…
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What evidence can support neck, back, and shoulder pain after a moderate-impact car accident? — Durham, NC
Medical records, bills, crash evidence, photographs, work records, and consistent documentation of symptoms can support neck, back, and shoulder pain…
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What does it mean if my health plan says it does not have a subrogation claim after my car accident? — Durham, NC
It usually means the health plan is not asking to be paid back from your car accident recovery for that policy and claim file. In North Carolina,…
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What compensation may be available after a motor vehicle accident? — Durham, NC
Compensation after a North Carolina motor vehicle accident may include medical expenses, lost income, reduced earning ability, pain and suffering,…
