Firm news

Accident Q&A series

  1. What can I do if the insurance company’s settlement offer does not fully account for how my injuries affected my daily activities? — Durham, NC

    You can respond with specific, organized proof of how the injuries changed your daily life, not just proof of your medical bills. In a North Carolina…

  2. How do medical liens work after health insurance pays for treatment from a car accident? — Durham, NC

    Medical liens and health insurance reimbursement claims can affect how a North Carolina car accident settlement is paid out. Even when your health…

  3. How do medical liens affect a car accident settlement? — Durham, NC

    Medical liens can affect when and how settlement money is paid out after a North Carolina car accident. Valid liens or reimbursement claims may need…

  4. How do medical bills and physical therapy records affect a car accident settlement offer? — Durham, NC

    Medical bills and physical therapy records can strongly affect a car accident settlement offer because they help show the type of injury, the…

  5. How do I prove the insurance company received my injury claim demand? — Durham, NC

    You prove receipt by keeping reliable records showing what was sent, when it was sent, where it was sent, and who received or acknowledged it. In a…

  6. How do I make sure documents and messages are added to the correct insurance claim file? — Durham, NC

    Use the claim number and identifying crash details on every document and message, send them through a trackable channel, and ask for written…

  7. How can I respond if the insurance company says my car accident injuries are only soft tissue injuries? — Durham, NC

    You can respond by focusing on proof, not labels. In a North Carolina car accident claim, the issue is usually whether the crash caused real…

  8. How can I respond if the insurance company does not acknowledge my injury demand? — Durham, NC

    You can respond by creating a clear written record that the demand was sent, asking the insurer to confirm receipt, and preserving proof of delivery.…

  9. How can I move my personal injury claim forward if the insurance company is not responding? — Durham, NC

    You can often move a stalled North Carolina personal injury claim forward by making the next request in writing, setting a reasonable response date,…

  10. How can I make sure a health insurance lien is addressed before settling a rear-end collision claim? — Durham, NC

    You can help protect yourself by identifying every health plan or medical lien early, sending the lien holder the information it needs, getting an…

  11. How can I get my medical records for a personal injury claim if the facility says the request must be in writing? — Durham, NC

    You can usually respond by sending a clear written medical records request with a signed authorization or patient-directed request identifying the…

  12. Can treatment gaps hurt my car accident injury settlement if I had trouble getting to appointments? — Durham, NC

    Yes, treatment gaps can affect a car accident injury settlement, but they do not automatically end your claim. In North Carolina, an insurer may…

  13. Can my personal injury settlement move forward if my health plan is not asserting a lien? — Durham, NC

    Yes, a personal injury settlement can often move forward if the health plan confirms it is not asserting a reimbursement or subrogation lien. In…

  14. Can my lawyer request my medical records directly from a hospital for an injury case? — Durham, NC

    Yes. In a North Carolina personal injury case, your lawyer can usually request your medical records directly from a hospital if you have signed a…

  15. Can my attorney contact a backup insurance adjuster about my car accident injury claim? — Durham, NC

    Yes, in many North Carolina car accident injury claims, your attorney may contact a backup adjuster, supervisor, or general claims channel when the…

  16. Can I still make an injury claim if my symptoms seemed minor at first? — Durham, NC

    Yes. Minor symptoms at the scene do not automatically prevent a North Carolina injury claim, but the delay in treatment can make proof more…

  17. Can I still bring a claim if I am not sure who was at fault in the accident? — Durham, NC

    Yes. You can usually start exploring a North Carolina personal injury claim even if you are not sure who was at fault, but the claim will need…

  18. Can I recover compensation if another driver caused my accident? — Durham, NC

    Yes, you may be able to recover compensation if another driver’s negligence caused your accident and you can prove actual losses. In North Carolina,…

  19. Can I recover compensation for vehicle damage and injuries after a car accident? — Durham, NC

    Yes, you may be able to recover compensation for both vehicle damage and injury-related losses after a North Carolina car accident if another party’s…

  20. Can I make a personal injury claim if I was hurt in a car accident? — Durham, NC

    Yes, you may be able to make a personal injury claim after a car accident if another person’s careless driving caused your injuries and losses. In…

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