Firm news
Accident Q&A series
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What information do I need to give an attorney after a motor vehicle accident? — Durham, NC
Give the attorney every accident-related document you have, even if it seems unimportant. For a North Carolina motor vehicle accident claim, the most…
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What happens if the other driver was at fault in a car accident? — Durham, NC
If the other driver was at fault, you may be able to bring a North Carolina personal injury claim against that driver, usually handled through their…
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What happens if the company handling my health insurance lien merged or is hard to reach? — Durham, NC
A merger or backlog usually does not make a health insurance lien disappear. If a valid lien or reimbursement claim may apply, settlement funds may…
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What happens if my car insurance refuses to pay medical payments or personal injury protection benefits after an accident? — Durham, NC
If your own auto insurer refuses to pay medical payments coverage or personal injury protection-type benefits, the next step is usually to get the…
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What happens after the insurance company makes its first settlement offer? — Durham, NC
The first settlement offer usually starts the negotiation phase; it is not automatically the final word. In a North Carolina personal injury claim,…
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What happens after my personal injury attorney sends a demand to the insurance company? — Durham, NC
After your attorney sends a settlement demand, the insurance company usually confirms receipt, reviews liability, damages, coverage, and…
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What evidence should I gather after a low-impact car accident with neck pain? — Durham, NC
Gather evidence that shows how the crash happened, how much force was involved, when your neck pain began, and how your symptoms affected daily life.…
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What does medical payments coverage or personal injury protection cover after a car accident? — Durham, NC
Medical payments coverage, often called MedPay, usually helps pay accident-related medical bills up to the coverage available under your own auto…
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What documents are usually needed to resolve a health insurance lien after a personal injury settlement? — Durham, NC
Usually, the health plan or its third-party administrator needs enough documents to confirm the injury date, the settlement, the medical payments it…
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What can I do if my injuries are causing financial hardship while my claim is pending? — Durham, NC
You can ask your attorney to press the insurer for confirmation, a response deadline, and prompt review of the settlement demand, but financial…
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Should an accident-related insurance affidavit list my coverage at the time of the accident or my current coverage? — Durham, NC
Usually, an accident-related insurance affidavit should answer the exact question the affidavit asks. If it asks about coverage at the time of the…
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How does a police report help prove who was at fault in a car accident? — Durham, NC
A police report can help prove fault by preserving key facts from the crash scene, including driver information, statements, conditions, diagrams,…
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How does a fracture that heals poorly affect my injury settlement claim? — Durham, NC
A fracture that heals poorly can make an injury claim more complex because it may affect medical expenses, future care needs, pain, work limits, and…
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How do I negotiate a personal injury settlement when I do not want non-cash compensation? — Durham, NC
You can reject non-cash compensation and counter with a cash-only settlement request, but the other side does not have to agree unless the claim is…
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How do I know whether an insurance company is taking my injury claim seriously? — Durham, NC
You can usually tell by looking at the insurer’s actions, not just its words. A serious review often includes confirming receipt of the demand,…
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How do I find out what liens are still connected to my personal injury claim? — Durham, NC
You can find out what liens are still connected to your personal injury claim by asking your law firm for a current lien status list and copies or…
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How do I fill out a no-health-insurance affidavit if I was uninsured when the accident happened but have insurance now? — Durham, NC
Fill out the affidavit truthfully by separating your insurance status on the accident date from your insurance status today. If you had no health…
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How do I decide whether a personal injury settlement offer is fair? — Durham, NC
A fair personal injury settlement offer should be judged by more than the number on the page. In North Carolina, you need to consider liability,…
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How do I deal with insurance after a motor vehicle accident? — Durham, NC
Notify your own insurance company, keep the facts simple and accurate, and avoid signing releases or giving broad recorded statements until you…
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How can I get an insurance company to acknowledge my personal injury demand? — Durham, NC
You usually get an insurer to acknowledge a personal injury demand by creating clear proof that it was sent, received, and tied to the correct claim.…
