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Accident Q&A series

  1. How can I deal with the insurance company after hiring a personal injury lawyer? — Durham, NC

    After you hire a personal injury lawyer, you can usually deal with the insurance company by directing the adjuster to your attorney and avoiding…

  2. How are medical provider liens handled after a car accident settlement? — Durham, NC

    Medical provider liens are usually reviewed and resolved before a North Carolina car accident settlement is disbursed. If a provider has a valid…

  3. Do I need to sign a final settlement statement before receiving settlement proceeds? — Durham, NC

    Yes, in most North Carolina personal injury settlements, you should expect to review and sign a final settlement statement before net settlement…

  4. Can the insurance company discuss my injury claim directly with my lawyer? — Durham, NC

    Yes. If you have a lawyer representing you in a North Carolina personal injury claim, the insurance company can usually discuss the claim directly…

  5. Can ongoing pain and swelling after a broken foot increase the value of my injury claim? — Durham, NC

    Yes, ongoing pain, swelling, and delayed healing can support a higher injury claim value, but only when they are well documented and tied to the…

  6. Can my settlement funds be released before a health insurance lien is confirmed? — Durham, NC

    Sometimes, but not always. In a North Carolina personal injury settlement, funds that may be subject to a valid lien or reimbursement claim usually…

  7. Can my personal injury settlement proceeds be mailed instead of picked up in person? — Durham, NC

    Yes, settlement proceeds can often be mailed, but only after the settlement is final, the required paperwork is complete, and any liens or required…

  8. Can my own car insurance help cover medical bills after a car accident even if another driver was at fault? — Durham, NC

    Yes, your own car insurance may help with accident-related medical bills if your policy includes medical payments coverage, personal injury…

  9. Can my current health insurance affect my personal injury claim if I am not using it for accident treatment? — Durham, NC

    Yes, your current health insurance can still matter, even if you are not using it for accident-related treatment. In a North Carolina personal injury…

  10. Can medical records and bills be used as evidence in a personal injury claim? — Durham, NC

    Yes. Medical records and bills are often important evidence in a North Carolina personal injury claim because they can help show what treatment you…

  11. Can medical liens affect what happens at the end of a personal injury case? — Durham, NC

    Yes. In a North Carolina personal injury case, medical liens and reimbursement claims can affect when settlement funds are disbursed and how much…

  12. Can I talk to a lawyer about a car accident even if someone told me I may no longer have a claim? — Durham, NC

    Yes. You can still talk to a lawyer even if someone has told you that your North Carolina car accident claim may be too old. The main issue is…

  13. Can I reject a personal injury settlement offer that includes rent credit instead of cash? — Durham, NC

    Yes. You generally do not have to accept a North Carolina personal injury settlement offer just because the property owner, apartment complex, or…

  14. Can I recover compensation after a car accident if another driver may be at fault? — Durham, NC

    Yes, you may be able to recover compensation after a North Carolina car accident if another driver’s negligence caused your injuries or losses. The…

  15. Can I make a personal injury claim after a car accident? — Durham, NC

    Yes, you may be able to make a personal injury claim after a car accident if you were injured and another person’s negligence caused the crash. In…

  16. Can I decide whether to pursue a dispute with my own insurance company over accident-related medical benefits? — Durham, NC

    Yes. In a North Carolina personal injury claim, you generally decide whether you want to pursue a dispute with your own auto insurer over…

  17. Can an insurance company ignore a settlement demand in a personal injury claim? — Durham, NC

    An insurance company should not simply disregard a properly sent settlement demand, but a demand letter does not force the insurer to settle or…

  18. What should I review before signing a personal injury settlement release? — Durham, NC

    Before signing a personal injury settlement release, review exactly what claims you are giving up, who is being released, whether medical bills or…

  19. What should I do if the other driver’s footage only shows a green light but not the lane change? — Durham, NC

    Do not treat the other driver’s footage as the whole story. In a North Carolina injury claim, a green light may show that a turn or movement was…

  20. What should I do if the insurance adjuster does not respond to a settlement demand? — Durham, NC

    If an insurance adjuster does not respond to a settlement demand, document the silence, follow up in writing, confirm the demand was received, and…

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