Firm news
Accident Q&A series
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How can I make sure a settlement release does not give up my right to pursue other insurance coverage after a truck accident?
Use a narrow, written release that settles only the specific uninsured motorist claim with your own insurer and clearly reserves all other claims, parties,…
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How can I make sure a release does not waive other insurance coverage after a truck accident?
You reduce the risk by having the release narrowly drafted before anyone signs it.
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How can I handle communication with an insurance adjuster after opening an injury claim?
Handle adjuster communication carefully, in writing when possible, and through your attorney if you are represented.
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How can I check the status of my injury claim with an insurance company?
You can check the status of an injury claim by contacting the assigned insurance representative with the claim number, date of loss, injured person’s name,…
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How can an incorrect health insurance affidavit affect my personal injury claim?
An incorrect health insurance affidavit can delay a North Carolina personal injury claim, create confusion about unpaid medical bills, and raise credibility…
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Do I need to disclose health insurance I had during injury treatment if it did not pay for my care?
Yes. If health insurance existed during any part of your injury treatment, your affidavit or claim paperwork should usually disclose that fact accurately,…
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Can my insurer require reimbursement if I later recover money through a trucking company’s required endorsement?
Yes, your own insurer may have a reimbursement or subrogation claim if it pays uninsured motorist benefits and you later recover from a legally responsible…
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Can my health problems affect how I participate in an injury claim or settlement discussions?
Yes. Health problems can affect how you communicate with insurers, gather records, review settlement documents, attend meetings, or make decisions, but they…
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Can my health plan ask to be reimbursed from my personal injury settlement?
Yes, a health plan may ask to be reimbursed from a personal injury settlement, but whether it has an enforceable claim depends on the type of plan, the plan…
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Can my attorney speak directly with the insurance company about my injury claim?
Yes. If an attorney represents you in a North Carolina injury claim, the attorney can usually communicate directly with the insurance company or claims…
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Can my attorney speak directly with the insurance company about my injury claim?
Yes. If you have authorized an attorney to represent you in a North Carolina injury claim, your attorney can usually communicate directly with the insurance…
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Can my attorney communicate directly with the insurance company about my injury claim?
Yes. If an attorney represents you in a North Carolina injury claim, the attorney can usually communicate directly with the insurance company, adjuster, or…
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Can I still pursue commercial trucking insurance coverage after signing an uninsured motorist release?
Yes, you may still be able to pursue commercial trucking insurance coverage, but it depends on the exact release language.
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Can I settle my uninsured motorist claim and still pursue money from a motor carrier endorsement?
Yes, it may be possible, but only if the uninsured motorist settlement is handled carefully.
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Can I settle a car accident injury claim with the other driver's insurance company without going to court?
Yes, many North Carolina car accident injury claims settle with the at-fault driver’s insurance company without anyone going to court.
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Can I seek legal funding if I already have an attorney for my car accident case?
Yes, you can usually ask about legal funding while you already have an attorney, but you should do it through your current lawyer.
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Can I make an injury claim if I went by ambulance to the emergency room and followed up with doctors afterward?
Yes, you may be able to make an injury claim if another person or business caused the accident and your medical treatment is connected to your injuries.
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Can I make a claim if I was driving a vehicle borrowed from someone else when I was rear-ended?
Yes. Driving a borrowed vehicle does not automatically prevent you from making a North Carolina personal injury claim if another driver rear-ended you.
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Can I get emergency funding while I have a pending car accident case?
Possibly, but emergency funding tied to a pending North Carolina car accident case is usually handled through a third-party funding company or, less commonly,…
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Can I correct an affidavit in my personal injury case if I checked the wrong box?
Yes, a mistaken affidavit can often be corrected, but the correction should be clear, truthful, dated, and handled before anyone relies on the wrong statement.
