Firm news

Accident Q&A series

  1. What information do I have to give an insurance company about my injuries after an accident? — Durham, NC

    You usually do not need to give a detailed injury statement to the other person’s insurance company right away, especially if you are represented by…

  2. What happens in a personal injury claim while I am still getting physical therapy? — Durham, NC

    Your personal injury claim usually remains in the evidence-gathering and medical-documentation stage while you are still getting physical therapy. In…

  3. What happens if the insurance company says I was partly at fault for a car accident? — Durham, NC

    The insurance company may use alleged partial fault to reduce, delay, or deny your car accident claim. In North Carolina, contributory negligence can…

  4. What happens if my health insurance wants reimbursement from my slip-and-fall settlement? — Durham, NC

    Your health insurance may ask to be paid back from a slip-and-fall settlement, but the request should be reviewed before money is disbursed. In North…

  5. What happens if a medical provider changes what it says I owe before settlement? — Durham, NC

    If a medical provider changes the balance it says you owe before settlement, the updated amount should be verified before any settlement funds are…

  6. What happens after my attorney sends a representation letter to the insurance company? — Durham, NC

    After your attorney sends a representation letter, the insurance company usually opens or updates a claim file, assigns an adjuster, and is asked to…

  7. What happens after I sign settlement documents in a personal injury case? — Durham, NC

    After you sign settlement documents, the signed release is usually sent to the insurance company so payment can be issued. In a North Carolina…

  8. What evidence can help prove fault in a car accident when there are no witnesses or camera footage? — Durham, NC

    Fault can still be proven without witnesses or camera footage by using physical evidence, documents, vehicle damage, police materials, medical…

  9. What does a final statement mean in a personal injury settlement? — Durham, NC

    A final statement in a personal injury settlement usually means an itemized settlement statement showing how the settlement money will be…

  10. What documents should I review before paying a medical lien from my settlement? — Durham, NC

    Before paying a medical lien from a North Carolina personal injury settlement, review the written lien or reimbursement demand, itemized bills,…

  11. Should I tell an insurance company about hospital treatment, X-rays, and CT scans after an accident? — Durham, NC

    Yes, but be careful about how you share the information. In a North Carolina personal injury claim, hospital treatment, X-rays, CT scans, bills, and…

  12. How is the value of an injury claim determined after medical treatment is finished? — Durham, NC

    An injury claim is usually valued after treatment is complete because the medical records, bills, future-care information, and evidence of how the…

  13. How do I know whether all liens have been resolved before a settlement is distributed? — Durham, NC

    You usually know liens are ready for settlement distribution when the law firm has identified potential lienholders, requested updated balances,…

  14. How can the other driver get paid for vehicle damage when I was not paid for mine? — Durham, NC

    The other driver may have been paid through their own collision coverage, through a liability decision made by an insurer, or through a…

  15. How can my lawyer help respond to an insurance company’s request for medical updates? — Durham, NC

    Your lawyer can help by responding with accurate, limited, and documented medical information instead of rushed or incomplete updates. In a North…

  16. How can I make sure injury-related treatment charges are accounted for in settlement negotiations? — Durham, NC

    Ask for a current, itemized accounting of every injury-related medical balance before settlement numbers are finalized. In North Carolina, certain…

  17. How can I get the final lien amount before settlement funds are distributed? — Durham, NC

    You usually get the final lien amount by having the law firm request a written final lien, reimbursement, or subrogation demand from the lienholder…

  18. How can I file an injury claim after slipping and falling at an apartment complex? — Durham, NC

    You can usually begin by reporting the fall, identifying the apartment owner or management company, asking for the liability insurance information,…

  19. How are healthcare provider claims handled before a personal injury case settles? — Durham, NC

    Healthcare provider claims are usually reviewed and updated before a North Carolina personal injury settlement is disbursed. The law firm typically…

  20. Does the car owner's insurance cover me if I was borrowing the car during a crash? — Durham, NC

    Maybe, but the owner’s insurance is not always the first place to look for your injury claim. In North Carolina, an owner’s auto policy generally…

A path forward

What happened is part of your story. Not the end of it.

A clear plan makes room to heal. We handle the claim. You get back to your life.

Talk through what comes next