Firm news
Accident Q&A series
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What should be included in a personal injury settlement demand? — Durham, NC
A personal injury settlement demand should clearly explain fault, injuries, medical treatment, damages, supporting evidence, the amount demanded, and…
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What information should I gather after being injured in a car accident? — Durham, NC
Gather information that helps show what happened, who was involved, what insurance may apply, and how the crash affected your health, work, and daily…
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What information can help increase a personal injury settlement offer? — Durham, NC
Information that may help support a higher personal injury settlement offer usually includes clear proof of fault, complete medical records and…
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What happens if the primary insurance coverage is not enough to cover my injuries? — Durham, NC
If the primary insurance coverage is not enough, the claim may need to look for other available sources of payment, such as excess insurance,…
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What happens if the other driver says I was at fault for the accident? — Durham, NC
The other driver’s statement does not decide who is legally at fault. In North Carolina, fault disputes matter because contributory negligence may be…
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What happens if the other driver denies fault after a car accident? — Durham, NC
The other driver’s denial does not decide who is legally responsible. In a North Carolina car accident claim, fault is usually evaluated through…
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What happens if the insurance company rejects my settlement counteroffer? — Durham, NC
If the insurance company rejects your settlement counteroffer, your claim usually is not over. It means the insurer has not accepted that settlement…
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What happens if multiple people in the same car were injured in a crash? — Durham, NC
Each injured person may have a separate North Carolina personal injury claim, even if everyone was riding in the same vehicle. The claims may involve…
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What happens after my lawyer sends a settlement counteroffer to the insurance company? — Durham, NC
Usually, the insurance company reviews the counteroffer, compares it to the claim file, and responds with an acceptance, another offer, a request for…
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What happens after my lawyer reviews the insurance company’s position with me? — Durham, NC
After your lawyer reviews the insurance company’s position with you, the next step is usually to clarify the insurer’s reasoning, respond with any…
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What evidence do I need for a pothole injury claim when no other vehicle was involved? — Durham, NC
You usually need evidence showing where the pothole was, how serious it was, who had responsibility for that roadway, whether that entity knew or…
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What evidence do I need for a car accident injury claim? — Durham, NC
You need evidence that shows how the crash happened, why the other driver was at fault, how the crash caused your injuries, and what losses you have.…
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What does excess liability coverage mean in a personal injury claim? — Durham, NC
Excess liability coverage usually means insurance that may apply only after the primary liability insurance has been used up or otherwise reached…
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Should I accept the first settlement offer from the insurance company? — Durham, NC
Usually, you should not accept the first settlement offer until you understand what it covers, what it gives up, and what will be paid from it. In a…
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How does the primary insurance claim affect an excess liability claim? — Durham, NC
The primary insurance claim usually drives the excess liability claim because the excess insurer often waits to see whether primary coverage applies,…
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How does public health insurance affect medical bills in a car accident injury claim? — Durham, NC
Public health insurance may pay some accident-related medical bills, but it can also create reimbursement rights that must be handled before…
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How do multiple insurance policies affect settlement of a personal injury claim? — Durham, NC
Multiple insurance policies can affect which insurer reviews the claim, when settlement money may become available, and what steps must happen before…
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How do I prove my injuries if I do not remember all of the hospital tests or medical details? — Durham, NC
You can often prove your injuries even if you do not remember every hospital test, diagnosis, or medical detail. In a North Carolina personal injury…
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How do I make sure my injury claim is properly documented for the insurance company? — Durham, NC
You help document an injury claim by giving the insurance company organized proof of what happened, how you were hurt, what treatment you received,…
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How do I decide whether to accept or reject an insurance settlement offer? — Durham, NC
You decide by comparing the offer to the proven value and risks of your North Carolina personal injury claim, including fault disputes, medical…
