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Accident Q&A series

  1. How can I respond to an insurance company's first settlement offer after an accident? — Durham, NC

    You can respond to the first settlement offer by treating it as a starting point, not a final answer. In a North Carolina personal injury claim, your…

  2. How can I protect my injury claim when communicating with an insurance company? — Durham, NC

    You can protect your injury claim by keeping insurance communications accurate, brief, documented, and consistent with the evidence. In North…

  3. How can I deal with insurance after a motor vehicle accident? — Durham, NC

    Start by reporting the crash, opening the right claim, and keeping every insurance communication, bill, photo, and repair document organized. In…

  4. Can the insurance company refuse to negotiate after I make a counteroffer? — Durham, NC

    Yes. An insurance company can usually refuse to keep negotiating after you make a counteroffer, especially if it believes its prior offer is final or…

  5. Can my medical treatment after the emergency room be included in my injury claim? — Durham, NC

    Yes. In a North Carolina personal injury claim, treatment after the emergency room may be included if it is reasonably connected to the accident,…

  6. Can my lawyer handle discussions with the insurance company after an injury claim? — Durham, NC

    Yes. If you have a lawyer for your North Carolina injury claim, your lawyer can usually communicate with the insurance company about liability,…

  7. Can my child have a separate injury claim after being hurt in the same car accident? — Durham, NC

    Yes. In North Carolina, a child who is hurt in the same car accident may have a separate injury claim for the child’s own injuries, even if a parent…

  8. Can my attorney negotiate directly with the insurance adjuster for my injury claim? — Durham, NC

    Yes. If you have hired an attorney for a North Carolina personal injury claim, your attorney can usually communicate and negotiate directly with the…

  9. Can I still pursue a claim if I have not finished medical treatment yet? — Durham, NC

    Yes. You can usually start or continue a North Carolina personal injury claim before your medical treatment is finished. The main caution is that…

  10. Can I still pursue a claim if I am not sure who was at fault for the accident? — Durham, NC

    Yes, you can often start looking into a North Carolina injury claim even if you are not sure who was at fault. Fault is usually determined by…

  11. Can I recover compensation if another driver caused my accident? — Durham, NC

    Yes, you may be able to recover compensation if another driver’s negligence caused your accident and you can connect that negligence to your injuries…

  12. Can I make a counteroffer if the insurance company offers less than my injury claim is worth? — Durham, NC

    Yes. In a North Carolina personal injury claim, you may usually respond to a low insurance offer with a counteroffer supported by evidence. The…

  13. Can I bring a personal injury claim if I was a passenger and the car hit a large pothole? — Durham, NC

    Yes, you may be able to bring a personal injury claim as a passenger, but only if someone’s negligence caused or contributed to the pothole impact…

  14. Can I bring a personal injury claim after a motor vehicle accident? — Durham, NC

    Yes, you may be able to bring a personal injury claim after a motor vehicle accident in North Carolina if another person or business was legally at…

  15. Can I bring a personal injury claim after a motor vehicle accident? — Durham, NC

    Yes, you may be able to bring a personal injury claim after a motor vehicle accident if another person or business caused the crash and you suffered…

  16. Can I bring a claim for back injuries after being rear-ended in a car accident? — Durham, NC

    Yes, you may be able to bring a North Carolina personal injury claim for back injuries after a rear-end car accident if you can show the other driver…

  17. Can delayed medical treatment affect my injury claim after a pothole accident? — Durham, NC

    Yes. Delayed treatment or missed follow-up can affect a North Carolina injury claim because insurers may argue that the pothole accident did not…

  18. Can an excess insurance carrier get involved before the primary insurer decides coverage or liability? — Durham, NC

    Yes. An excess insurance carrier may monitor or ask for updates before the primary insurer has made a final coverage or liability decision. In a…

  19. Why are medical records important in a personal injury case? — Durham, NC

    Medical records are important because they help connect the accident, your injuries, treatment, bills, and recovery in a format insurers and courts…

  20. Why are medical records important in a personal injury case? — Durham, NC

    Medical records are important because they help connect your injuries, treatment, expenses, and recovery timeline to the accident. In a North…

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