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Accident Q&A series

  1. Can my attorney make a counteroffer to the insurance company for my injury claim?

    Yes. If you authorize it, your attorney can usually make a counteroffer to the insurance company for your North Carolina injury claim.

  2. Can I wait for the police report before deciding whether to pursue a car accident claim?

    Yes, you can usually wait a short time for the police report, but you should not let the report be the only thing that controls your decision.

  3. Can I still make a claim if the other driver disputes fault?

    Yes. You can still make a North Carolina car accident claim even if the other driver disputes fault, but the dispute changes what must be proven.

  4. Can I still have a personal injury claim if my x-rays did not show any broken bones?

    Yes. A North Carolina personal injury claim does not require a broken bone on an x-ray.

  5. Can I still have a car accident claim if I was not taken by ambulance from the scene?

    Yes. Not being taken by ambulance does not automatically prevent a North Carolina car accident claim.

  6. Can I reject a personal injury settlement offer and make a counteroffer?

    Yes. In a North Carolina personal injury claim, you generally may reject an insurance settlement offer and respond with a counteroffer.

  7. Can I recover compensation for lost wages after a car accident that caused surgery and physical therapy?

    Yes, lost wages may be part of a North Carolina car accident injury claim if you can prove the other driver was at fault, the crash caused your injuries, and…

  8. Can I make a counteroffer after an insurance company makes an initial settlement offer?

    Yes. In a North Carolina personal injury claim, you can usually respond to an insurance company’s first settlement offer with a counteroffer.

  9. Can I make a claim for vehicle damage after being hit while I was working?

    Yes. In North Carolina, you may be able to make a vehicle damage claim after being hit while working, but the right path depends on who owned the vehicle,…

  10. Can I include hospital, urgent care, and chiropractic treatment in my injury claim?

    Yes. In a North Carolina personal injury claim, you can usually include hospital, urgent care, and chiropractic treatment if the care was related to the…

  11. Can I bring an injury claim if I was a passenger in a car that hit a stopped semi-truck?

    Yes, a passenger may be able to bring a North Carolina injury claim if another person or company’s negligence caused the crash and your injuries.

  12. Can I bring a personal injury claim after a car accident?

    Yes, you may be able to bring a personal injury claim after a car accident if another person’s negligence caused your injuries and you can prove your losses.

  13. Can I bring a claim after a car accident if I am not sure who was at fault?

    Yes, you may be able to bring a claim even if you are not sure who caused the car accident.

  14. Can I bring a car accident claim if I was not physically injured but my car was damaged?

    Yes. In North Carolina, you can usually bring a property-damage claim after a car accident even if you do not have a bodily injury claim.

  15. Can I bring a car accident claim if I was a passenger and my friend was driving?

    Yes. In North Carolina, an injured passenger may usually bring a car accident claim against the at-fault driver, even if that driver is a friend.

  16. Can emergency treatment charges be included in a personal injury demand to the insurance company?

    Yes. Emergency treatment charges can usually be included in a North Carolina personal injury demand if the treatment was related to the incident and the…

  17. Can emergency room visits, follow-up care, chiropractic treatment, and imaging be included in a car accident injury claim?

    Yes. Emergency room care, follow-up visits, chiropractic treatment, and imaging can be included in a North Carolina car accident injury claim when they are…

  18. Can a lawyer challenge a denial letter from an insurance company after an accident?

    Yes. A North Carolina personal injury lawyer can challenge an insurance denial letter by asking the insurer to explain its reasons, correcting factual…

  19. What should I know before signing a release for a personal injury settlement?

    Before signing a personal injury settlement release, understand that it usually ends your right to pursue the released claims in exchange for payment.

  20. What should I do if the insurance company has not confirmed whether PIP or medical payments coverage is available?

    Do not assume coverage exists or does not exist just because the insurer has not answered.

A path forward

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