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Accident Q&A series

  1. What should I know before signing a release for a personal injury settlement?

    Before signing a personal injury settlement release, understand that it usually ends your right to pursue the released claims in exchange for payment.

  2. What should I do if the insurance company has not confirmed whether PIP or medical payments coverage is available?

    Do not assume coverage exists or does not exist just because the insurer has not answered.

  3. What should I do after being involved in a motor vehicle accident?

    After a motor vehicle accident in North Carolina, focus first on safety, getting needed medical attention, reporting the crash when required, and preserving…

  4. What should I do after a motor vehicle accident?

    After a motor vehicle accident, focus first on safety, required reporting, medical documentation, and preserving evidence.

  5. What should I consider before accepting a personal injury settlement offer?

    Before accepting a personal injury settlement offer, consider whether the amount fairly accounts for your documented losses, the risks of the claim, unpaid…

  6. What medical records do I need for a personal injury claim?

    You usually need records and bills from every provider who evaluated or treated the injuries connected to the incident.

  7. What information should I give my lawyer when I start seeing a chiropractor after an accident?

    Give your lawyer the chiropractor’s full contact information, the date of your first visit, why you are treating, and any paperwork, bills, appointment cards,…

  8. What information should I gather after a car accident?

    Gather information that shows who was involved, what happened, who saw it, what damage occurred, and how your injuries developed.

  9. What information is needed to resolve a health insurance reimbursement claim after a car accident?

    To resolve a health insurance reimbursement claim after a North Carolina car accident, you usually need proof of the health plan, an itemized list of…

  10. What information does a healthcare provider need before releasing my records to my lawyer?

    A North Carolina healthcare provider usually needs enough information to identify you, confirm what records are being requested, and verify that you…

  11. What information can help dispute an insurance denial for an injury claim?

    The most helpful information is the evidence that addresses the insurer’s stated reason for denial.

  12. What happens to outstanding medical treatment balances during a personal injury settlement?

    Outstanding medical treatment balances may be paid, negotiated, or left as a separate debt depending on the bill, the provider’s lien rights, health insurance…

  13. What happens if there is a public benefits lien on my personal injury settlement?

    A public benefits lien usually must be identified, verified, and resolved before the settlement funds can be fully distributed.

  14. What happens if the police report lists insurance information that turns out to be inactive or incorrect?

    The police report is a starting point, not a guarantee that the listed insurance policy was active on the crash date.

  15. What happens if the other driver was at fault in a car accident?

    If the other driver was at fault, you may be able to bring an insurance claim or personal injury claim for crash-related losses.

  16. What happens if the other driver says I was at fault?

    The other driver’s accusation does not decide fault by itself. In a North Carolina motor vehicle accident claim, insurers and, if necessary, a court look at…

  17. What happens if the other driver caused the accident?

    If the other driver caused the accident, you may be able to bring an injury or property-damage claim against that driver and available insurance coverage.

  18. What happens if the other driver caused my accident?

    If the other driver caused your accident, you may be able to bring a North Carolina personal injury claim against that driver and, usually, deal with that…

  19. What happens if I reject an insurance company's settlement offer?

    Rejecting an insurance company's settlement offer usually does not end your personal injury claim.

  20. What happens after my attorney submits a counteroffer to the insurance adjuster?

    After your attorney submits a counteroffer, the insurer usually reviews the demand, checks its authority, and responds with a new offer, questions, a request…

A path forward

What happened is part of your story. Not the end of it.

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