Firm news
Accident Q&A series
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What happens if the insurance company asks for a letter of representation before giving coverage information?
Usually, the insurer is asking for written proof that the attorney is authorized to communicate for the injured person before it discusses policy or claim…
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What happens if the cost to repair a damaged car is more than the car is worth?
If repairs cost more than the car is worth, the vehicle is usually treated as a total loss for claim purposes.
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What happens if my lawyer receives a medical lien related to my accident?
Your lawyer should not ignore a medical lien or reimbursement notice. In a North Carolina personal injury claim, the lawyer typically reviews who sent it,…
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What happens if I reject the insurance company’s first settlement offer after a hit-and-run crash?
Rejecting the first offer usually does not end your claim. It typically means the claim moves into negotiation, where the insurer may ask for more records,…
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What happens if an insurance company requires a third party to submit a claim online?
An online claim requirement usually means the insurance company wants the third party to start the property damage claim through its intake portal before an…
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What happens if an insurance adjuster says a settlement offer needs supervisor approval?
It usually means the adjuster does not have final authority to make or accept that settlement number yet.
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What happens after my medical bills are collected for a personal injury claim?
After your medical bills are collected, the legal team usually reviews them with your medical records, checks for missing treatment or balances, evaluates…
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What evidence should be included in an insurance demand after a car accident?
An insurance demand after a North Carolina car accident should include evidence of fault, injuries, medical treatment, expenses, lost income, property damage,…
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What evidence helps prove the other driver ran a red light in a car accident?
The strongest evidence is usually independent proof of who had the light: video, neutral witnesses, police investigation details, signal timing records,…
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What evidence can help support a neck and back injury claim after a car accident?
Strong evidence usually includes the crash report, photos, witness information, vehicle damage, medical records, bills, and proof of how the neck and back…
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What does it mean if liens have to be paid from my settlement?
It means someone may have a legal or reimbursement claim against part of your personal injury settlement before you receive the remaining proceeds.
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How does workers' compensation subrogation work after an accident involving a third party?
Workers' compensation subrogation may apply when an employee receives workers' compensation benefits for an injury caused by someone other than the employer.
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How do workers' compensation and the at-fault driver's insurance work together after a work-related vehicle accident?
You may have both a North Carolina workers' compensation claim and a separate claim against the at-fault driver's insurance after a work-related vehicle…
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How do personal injury claims and workers' compensation claims interact after the same accident?
You may have both a workers' compensation claim and a personal injury claim after the same accident if you were hurt while working and someone outside your…
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How do I protect my injury claim when the other driver caused the crash?
You protect your injury claim by documenting fault, protecting your medical and wage-loss proof, confirming the insurance claim details, and watching North…
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How do I open or access an auto injury claim with the insurance company after a crash?
You usually open or access an auto injury claim by notifying the right insurance company, giving basic crash and contact information, and asking for a claim…
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How do I find the claim number and adjuster assigned to my car accident claim?
Start with the insurance company’s main claims department and ask whether a claim has already been opened for the crash.
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How do I document that a car accident property damage claim has been fully resolved?
Use a clear written release signed by the person who owns the damaged property, and keep proof of every payment or vehicle transfer.
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How do I communicate with the insurance adjuster after an accident injury claim?
Communicate with the insurance adjuster in a calm, factual, and organized way, preferably with important points confirmed in writing.
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How can I open an auto insurance claim after a crash if the insurer says no claim exists yet?
You can usually open an auto insurance claim by giving the insurer a clear first notice of the crash and asking for a new loss report or claim number.
