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Accident Q&A series

  1. What happens if I do not have health insurance after a car accident injury? — Durham, NC

    Not having health insurance after a car accident does not automatically prevent an injury claim in North Carolina, but it can make treatment,…

  2. What happens if a company may also be responsible for my car accident? — Durham, NC

    If a company may also be responsible for your car accident, your claim may involve more than just the driver. In North Carolina, a business can…

  3. What happens after the insurance company receives notice that I have legal representation? — Durham, NC

    After the insurance company receives notice that you have a lawyer, it will usually route claim communications through the law firm, confirm coverage…

  4. What happens after I sign my settlement paperwork in a personal injury case? — Durham, NC

    After you sign settlement paperwork in a North Carolina personal injury case, the signed release is usually returned to the insurance company, which…

  5. What do I need to provide to the insurance company to open or confirm a medical payments claim after a car accident? — Durham, NC

    Usually, the insurance company will need basic crash details, the policy or claim information, the injured person’s identifying information, and…

  6. What can I do if the police report says I was at fault but I disagree with it? — Durham, NC

    You may still have options. In a North Carolina car accident claim, a police report can matter, but it does not automatically decide who was legally…

  7. What can I do after a hit-and-run accident if the other driver was never identified? — Durham, NC

    Yes, you may still have options even if the other driver was never found. In North Carolina, a hit-and-run injury claim may still involve your own…

  8. What can be included in a car accident injury claim for back pain and ongoing treatment? — Durham, NC

    A North Carolina car accident injury claim for back pain may include reasonable medical expenses, future treatment that can be supported, pain and…

  9. What are my options if my appraiser and the insurance company's appraiser still do not agree on diminished value? — Durham, NC

    If your appraiser and the insurance company’s appraiser still do not agree on diminished value, the next step often depends on the policy language,…

  10. Should I talk to the insurance adjuster myself after I finish treatment for a car accident? — Durham, NC

    Usually, no—not without first coordinating with your lawyer. Once treatment ends, the adjuster is often evaluating medical records, fault, and…

  11. How do I pursue a settlement when the insurer denies coverage but says it may still compromise the claim? — Durham, NC

    You may still be able to pursue a practical settlement path, but you should treat the insurer’s position carefully. In North Carolina, a carrier can…

  12. How do I prove my neck and shoulder pain came from a car accident? — Durham, NC

    You usually prove neck and shoulder pain came from a car accident by connecting the crash, your symptoms, and your medical treatment with clear…

  13. How do I prove my injuries and medical treatment to the insurance company after a car accident? — Durham, NC

    You usually prove your injuries with organized medical records, itemized bills, proof of missed work, and a clear timeline connecting the crash to…

  14. How do I open an insurance claim after a slip and fall at an apartment complex? — Durham, NC

    To open an insurance claim after a slip and fall at an apartment complex, you usually need to identify the correct property owner or management…

  15. How can I prove who had the light in a car accident when it is just one driver's word against the other's? — Durham, NC

    You prove a disputed traffic-light crash by building evidence around the signal timing, vehicle damage, scene facts, electronic data, and any witness…

  16. How can I prove the other driver was at fault when a dust cloud blocked my view before the crash? — Durham, NC

    You may still be able to prove the other driver was at fault, but the claim will usually turn on evidence showing what that driver did before impact,…

  17. How can I prove my knee injury was caused by the car accident if the pain got worse a few weeks later? — Durham, NC

    Yes, you may still be able to prove your knee injury is related to the crash, even if the pain became worse weeks later. In a North Carolina personal…

  18. How can I prove my injuries came from the crash if law enforcement responded but I do not have the police report yet? — Durham, NC

    Yes, you can still start proving that your injuries came from the crash even if you do not have the police report yet. In a North Carolina car…

  19. How are medical liens handled when someone has a pending personal injury case? — Durham, NC

    Medical liens in a pending North Carolina personal injury case are usually tracked, verified, and addressed before settlement money is fully…

  20. Do I have to approve the pre-demand verification before it is sent to the insurance company? — Durham, NC

    Usually, yes. If your lawyer or law firm is preparing a pre-demand verification for your North Carolina personal injury claim, that document is often…

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