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Accident Q&A series

  1. Can my settlement money be sent electronically, or does it have to come by physical check? — Durham, NC

    Sometimes settlement money can move electronically, but many North Carolina personal injury settlements still begin with a physical insurance check.…

  2. Can my lawyer try to reduce what I owe a chiropractor after my car accident case settles? — Durham, NC

    Yes, a lawyer can often try to reduce what you owe a chiropractor after a North Carolina car accident settlement, but the result depends on the…

  3. Can I use the appraisal clause if my vehicle lost value after being repaired? — Durham, NC

    Maybe, but it depends on the policy language and whether the dispute is really about the amount of loss rather than whether coverage exists. In North…

  4. Can I use my own insurance after a hit-and-run if I was not at fault? — Durham, NC

    Yes, you may be able to use your own auto insurance after a hit-and-run in Durham, especially when the other driver cannot be identified. In North…

  5. Can I still pursue a car accident case if a listed witness cannot be reached? — Durham, NC

    Yes, you may still be able to pursue a North Carolina car accident case even if a witness listed on the crash report cannot be reached. A missing…

  6. Can I still bring a car accident claim if the other driver did not have insurance? — Durham, NC

    Yes, you may still be able to bring a car accident claim even if the other driver did not have insurance. In North Carolina, that often means looking…

  7. Can I set a minimum settlement amount before negotiating with the insurance company? — Durham, NC

    Yes. You can decide on a lowest amount you are willing to accept before negotiating, and that can help you stay consistent during a North Carolina…

  8. Can I recover lost wages after a car accident if my work note came from a chiropractor instead of a medical doctor? — Durham, NC

    Possibly, yes. In a North Carolina car accident claim, a chiropractor’s work note does not automatically bar a lost-wage claim, but the insurer may…

  9. Can I recover compensation for my car losing value after it was repaired? — Durham, NC

    Yes, in North Carolina you may be able to recover for a vehicle’s diminished value after a crash, even if the car was repaired. The key issue is…

  10. Can I recover compensation for medical treatment after a rear-end accident? — Durham, NC

    Yes, you may be able to recover compensation for reasonable medical treatment after a rear-end accident if another driver caused the crash and your…

  11. Can I pursue a car accident case if I no longer live in the state where the accident happened? — Durham, NC

    Yes. If the crash happened in North Carolina, you may still be able to pursue a North Carolina car accident claim even if you now live elsewhere. The…

  12. Can I make a claim against the trucking company if the driver was working at the time of the crash? — Durham, NC

    Yes, you may be able to make a claim against the trucking company if the driver was working and acting within the scope of the job when the crash…

  13. Can I keep using my own health insurance for treatment while I have a personal injury claim? — Durham, NC

    Yes, in many North Carolina personal injury cases, you can keep using your own health insurance for accident-related treatment while your claim is…

  14. Can I include lost income in my car accident claim if I lost a part-time job because I could not work? — Durham, NC

    Yes, lost income from a part-time job may be part of a North Carolina car accident claim if the missed work was caused by the crash-related injuries…

  15. Can I bring a case against a nursing home if my parent fell from a raised bed and later died? — Durham, NC

    Yes, possibly. In North Carolina, a claim may exist if the nursing home’s neglect caused the fall, the injuries, or the death, but the right claim,…

  16. Can I bring a car accident claim if the other driver was a state trooper? — Durham, NC

    Yes, possibly. In North Carolina, if a state trooper caused a crash while acting within the scope of state employment, the claim is usually handled…

  17. Can a hospital or nursing facility be held responsible if my parent's care decisions were not clearly explained before death? — Durham, NC

    Yes, possibly, but unclear communication by itself is usually not enough. In North Carolina, a claim often depends on whether the provider failed to…

  18. Who is responsible for paying a personal injury claim after a crash involving a rental vehicle? — Durham, NC

    Usually, the first place to look is the at-fault driver’s liability coverage, but a rental vehicle claim may also involve the rental company’s…

  19. Where do I send a letter of representation for a slip and fall claim? — Durham, NC

    You usually send a letter of representation for a slip and fall claim to the insurance adjuster or claims department handling the property owner’s…

  20. What should I do if there is no adjuster assigned to my bodily injury claim yet? — Durham, NC

    If no adjuster has been assigned to your bodily injury claim yet, the practical next step is usually to confirm the correct claims administrator, get…

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