Firm news
Accident Q&A series
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Who can be held responsible if I was injured by bed bugs?
Several parties may be responsible for a bed bug-related injury in North Carolina, depending on who controlled the property, who knew or should have known…
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What should I review before approving a demand to the insurance company?
Before approving a demand to the insurance company, review the facts, medical records, medical bills, claimed damages, lien issues, and any deadlines.
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What should I do if the insurance company cannot find a claim for my accident?
Treat it as a documentation problem and, if needed, ask the insurer to open a new claim in writing.
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What should I do if I received treatment at more than one medical facility after an accident?
Make a complete list of every medical facility and provider that treated you after the accident, including emergency care, follow-up visits, imaging, therapy,…
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What should I do if I need to send documents to the insurance adjuster for my car accident claim?
Send documents carefully, with the claim number, adjuster name, date of loss, and your contact information clearly included.
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What should I do if an accident report has not been obtained yet?
Start by identifying which report is missing, then request it from the agency or employer that likely created it.
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What should I do after a bodily injury claim has already been opened with the insurance company?
After a bodily injury claim is opened, your next step is to confirm the claim number, the assigned bodily injury adjuster, and what information the insurer is…
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What should be documented during settlement negotiations to avoid confusion about demands and counteroffers?
Document the exact amount, date, speaker, method of communication, and all conditions tied to each demand or counteroffer.
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What medical records do I need to support a car accident injury settlement?
You usually need records that show what injuries were reported, when symptoms began, what treatment was provided, what bills were charged or paid, and whether…
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What information should I give an insurance adjuster after a car accident?
Give the adjuster basic identifying and claim information, but be careful with detailed statements, fault opinions, medical authorizations, and settlement…
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What information do I need to report vehicle damage to someone else's insurance company?
You usually need enough information to identify the crash, the damaged vehicle, the responsible person or business, the insurance policy, and your legal…
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What information do I need to provide to start a vehicle damage or injury claim after an accident?
To start a vehicle damage or injury claim, you usually need basic crash details, driver and vehicle information, insurance information, photos, the police…
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What happens to settlement money when a child is injured in a car accident?
Settlement money for an injured child is usually treated as the child’s money, not the parent’s money.
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What happens if the other driver's insurance claim has not been opened yet?
If the other driver's insurance claim has not been opened yet, there may simply be no adjuster, claim number, or payment channel for your provider to contact.
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What happens if the driver who hit me was drunk and left the scene?
The crash may involve both a criminal investigation and a separate North Carolina personal injury claim.
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What happens if my doctor has not yet confirmed whether my symptoms are connected to the crash?
Your claim is not necessarily over, but the unconfirmed medical connection may limit how the insurance company evaluates your injuries right now.
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What happens if health insurance or a public benefits program paid for my child's accident-related treatment?
If health insurance, Medicaid, NC Health Choice, or another benefits program paid for your child's accident-related care, that payer may seek repayment from…
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What happens after I return settlement paperwork in a personal injury case?
After you return settlement paperwork, the insurance company usually processes the release and sends settlement funds to the law firm.
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What can I do if I contacted the wrong insurance company about my accident claim?
Contacting the wrong insurance company usually does not end your North Carolina accident claim, but it can delay coverage review and MedPay payment.
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How is fault determined when multiple vehicles are involved in the same accident?
Fault is determined by looking at each driver’s actions, the order of impacts, and whether those actions caused the injuries and damage.
