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Accident Q&A series

  1. Should my chiropractor bill my health insurance or wait to be paid from a personal injury settlement? — Durham, NC

    Usually, it is safer to understand both options before assuming your chiropractor should simply wait for a settlement. In North Carolina, some…

  2. How do my medical bills and records affect a settlement demand after a car accident? — Durham, NC

    Your medical bills and records are often the core proof behind a car accident settlement demand. They help show what treatment you received, when you…

  3. How do I prove my injuries are related to the accident if I already had other medical issues? — Durham, NC

    Yes, you may still be able to prove that the crash caused new injuries or made an older condition worse. In a North Carolina car accident claim, the…

  4. How do I make sure the right medical charges are being linked to my injury claim? — Durham, NC

    You make sure the right medical charges are tied to your North Carolina injury claim by comparing each bill and lien claim to the treatment actually…

  5. How do I know whether the paperwork for my totaled car is legitimate and safe to sign? — Durham, NC

    Maybe, but do not assume total-loss paperwork is safe to sign just because it came after your car was picked up. In North Carolina, some title and…

  6. How do I handle a personal injury claim when my spouse is still being evaluated by doctors? — Durham, NC

    Usually, you should be careful about trying to fully settle a North Carolina injury claim before your spouse’s doctors have a clearer picture of the…

  7. How do I handle a car accident claim when the vehicle is titled in a relative's name but I was the one driving? — Durham, NC

    Yes, you may still be able to pursue an injury claim even if the car is titled in a relative's name, but the property-damage part of the claim often…

  8. How do I get underinsured motorist benefits after a car accident claim is almost settled? — Durham, NC

    Usually, you get underinsured motorist benefits in North Carolina only after the at-fault driver’s liability coverage has been exhausted by…

  9. How can ongoing problems with my arm affect my personal injury claim? — Durham, NC

    Ongoing arm problems can matter a great deal in a North Carolina personal injury claim because they may show that the injury is more serious, lasts…

  10. How can I prove the other driver was at fault when police came to the scene? — Durham, NC

    You can often use the police investigation as one important piece of proof, but it is usually not enough by itself. In a North Carolina car accident…

  11. Do I have to sign the insurance company's medical release, or can I limit it to records related to the accident? — Durham, NC

    You usually do not have to sign a broad medical release that gives the insurance company access to your entire health history. In many North Carolina…

  12. Do I have a claim if my airbag did not deploy during a car accident and I was injured? — Durham, NC

    Possibly. In North Carolina, an airbag that did not deploy may point to a product-related claim, but you may also have a separate injury claim…

  13. Can we wait to deal with the insurance company until we understand the full extent of the injuries? — Durham, NC

    Yes, in many North Carolina injury claims it makes sense to avoid final settlement talks until the medical picture is clearer. But waiting does not…

  14. Can the insurance company respond with negotiation after receiving a demand letter? — Durham, NC

    Yes. After receiving a demand letter, the insurance company may accept the demand, reject it, ask for more information, make a counteroffer, or begin…

  15. Can the insurance company combine my injury claim with my minor child's claim after a car accident? — Durham, NC

    Usually, your injury claim and your minor child’s injury claim should be treated carefully as separate claims, even if they come from the same Durham…

  16. Can my lawyer use the records I already have instead of waiting for the provider to send them? — Durham, NC

    Yes, your lawyer may be able to use copies you already have as a temporary step, especially to review treatment, track progress, and move parts of…

  17. Can my attorney request a breakdown of medical payments made on my car accident claim? — Durham, NC

    Yes. In many North Carolina car accident claims, your attorney can ask for a breakdown showing what medical payments coverage has paid, which…

  18. Can I stop medical treatment for a car accident injury if I feel ready to move forward with my claim? — Durham, NC

    Yes, you can decide to stop treatment, but that choice can affect your North Carolina car accident claim. Insurance companies often argue that a gap…

  19. Can I still make an injury claim for back and head injuries from a car accident if I had a lawyer before but lost contact afterward? — Durham, NC

    Yes, you may still be able to pursue a North Carolina injury claim, but the key issues are whether the deadline has passed, what happened with the…

  20. Can I still bring a car accident claim if the police report was not completed until long after the crash? — Durham, NC

    Yes, you may still be able to bring a North Carolina car accident claim even if the police report was completed much later. A delayed report does not…

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