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Accident Q&A series

  1. Can I make an injury claim if I kept working after the accident? — Durham, NC

    Yes. In North Carolina, continuing to work after a crash does not automatically prevent an injury claim. It may affect how lost-income damages are…

  2. Can an insurance company hold my settlement money until a Medicare repayment amount is confirmed? — Durham, NC

    Yes. In a North Carolina personal injury claim, it is common for settlement funds to be held until Medicare’s final repayment amount is confirmed,…

  3. Can a business's letter about my injury claim affect what I should do next? — Durham, NC

    Yes. A letter from the business involved in your injury claim can affect what you should do next because it may contain deadlines, requests for…

  4. What should I consider before accepting a settlement offer from the other driver's insurance company? — Durham, NC

    Before accepting a settlement offer, make sure you understand what claims the payment would end, whether your treatment and losses are fully…

  5. What medical records should I keep after surgery for a personal injury case? — Durham, NC

    Keep the full set of records tied to the surgery and your follow-up care, not just the hospital bill. In a North Carolina personal injury case,…

  6. What medical records do I need to provide for my injury case? — Durham, NC

    You usually need both your treatment records and your itemized medical bills from each provider that treated you for the injury. In a North Carolina…

  7. What medical records are usually needed before a personal injury case can move toward settlement? — Durham, NC

    Usually, a North Carolina personal injury case can move toward settlement once the key treatment records, itemized medical bills, and a clear picture…

  8. What happens if the other driver swerved into our lane and caused the crash? — Durham, NC

    If the other driver crossed into your lane and caused the collision, that may support an injury claim against that driver and possibly their…

  9. What happens if I stop treatment because there is not much more the doctors can do? — Durham, NC

    If your treatment is mostly finished because your doctors believe there is little more to do, that does not automatically hurt your North Carolina…

  10. What happens if I send my title before I understand the insurance paperwork? — Durham, NC

    Sending your vehicle title too early can make it easier for the insurer to treat the property-damage part of the claim as finalized, especially if…

  11. What happens if a medical provider says I still owe a bill after the insurer says it already paid that provider? — Durham, NC

    If a medical provider says you still owe a bill after the insurer says it paid, the issue is usually a payment-tracking problem, a partial payment,…

  12. What happens if a driver hits me while I am on a bicycle? — Durham, NC

    If a driver hits you while you are riding a bicycle in Durham, you may have a North Carolina injury claim, but the outcome often depends on fault,…

  13. What happens after the insurance company accepts coverage and liability in a car accident case? — Durham, NC

    After the insurance company accepts coverage and liability, the case usually moves into the damages stage. That means the main focus becomes medical…

  14. What happens after my lawyer sends a demand to the insurance company? — Durham, NC

    After your lawyer sends a demand, the insurance company usually reviews the claim package, compares the records and bills to the facts of the…

  15. What evidence do I need to support a motor vehicle accident injury claim? — Durham, NC

    You usually need evidence that shows how the crash happened, who was at fault, what injuries you suffered, and how those injuries affected your life…

  16. What does it mean when a medical provider wants to hold my bill for an attorney? — Durham, NC

    It usually means the provider may wait to seek payment until a personal injury claim resolves, rather than demanding full payment right away. In…

  17. What do I need to do to close out a car accident case when Medicare and underinsured motorist coverage are both involved? — Durham, NC

    To close out this kind of Durham car accident case, the claim usually needs to be fully resolved on the insurance side and the Medicare repayment…

  18. What damages can be included in a personal injury claim after a fracture and ongoing pain? — Durham, NC

    A North Carolina personal injury claim may include more than just the emergency bill after a fracture. Depending on the evidence, damages can include…

  19. What can I do if my health coverage changed while I was still getting treatment after an accident? — Durham, NC

    If your health coverage changed during accident treatment, you may still be able to move your injury claim forward, but the billing and lien issues…

  20. What can I do if another driver hit the front side of my car and I have back and neck pain? — Durham, NC

    You may be able to pursue a North Carolina personal injury claim if the other driver caused the crash and your back and neck pain is tied to it. The…

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