Firm news
Accident Q&A series
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What happens if I was injured in a motor vehicle accident and the other driver may have been at fault? — Durham, NC
If you were injured in a North Carolina motor vehicle accident and the other driver may have been at fault, the claim usually turns on whether you…
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What does underinsured motorist coverage pay for after a crash? — Durham, NC
In North Carolina, underinsured motorist coverage generally pays for bodily injury damages you are legally entitled to recover from an at-fault…
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What can I do if another driver ran a red light and caused my car accident? — Durham, NC
If another driver ran a red light and caused your crash, you can take steps now to protect both an injury claim and a property damage claim under…
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What are my options if my car accident claim is not being resolved and my medical bills are still unpaid? — Durham, NC
In North Carolina, an unresolved car accident claim does not automatically stop medical bills from coming due. If settlement talks are stalled or the…
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How do I prove which insurance policy applies when the vehicle involved in the crash may belong to someone else? — Durham, NC
In North Carolina, the answer often depends on both the vehicle and the injured person’s status under one or more policies. Liability coverage…
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How do I open an underinsured motorist claim under my own auto policy after a crash? — Durham, NC
In North Carolina, opening an underinsured motorist claim usually means giving prompt notice to your own auto carrier, identifying the policy that…
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Does car insurance follow the driver or the vehicle when someone is injured while using another person's car? — Durham, NC
In North Carolina, the answer is often both, but for different kinds of coverage. Liability coverage usually starts with the policy on the vehicle…
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Can my attorney open an underinsured motorist claim for me with my insurance company? — Durham, NC
Yes. In North Carolina, an attorney can usually contact your auto insurer and open an underinsured motorist claim on your behalf. The main point is…
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Can medical payments coverage apply if I was hurt in a car that may not be listed on the policy? — Durham, NC
Yes, medical payments coverage may apply in North Carolina even if the vehicle involved is not clearly listed on the policy, but it depends on who…
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Can I reject a car accident settlement offer if it does not fairly cover my injuries and medical treatment? — Durham, NC
Yes. In North Carolina, you generally do not have to accept a car accident settlement offer just because it was made, and you can reject an offer…
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Can I make a claim if I went to the emergency room after the crash and had x-rays taken? — Durham, NC
Yes. In North Carolina, going to the emergency room and having x-rays taken can support a personal injury claim, but that visit alone does not…
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Can I get a second opinion on my car accident case if I already have a lawyer? — Durham, NC
Yes. In North Carolina, you can ask another lawyer for a second opinion about your car accident case even if you already hired counsel. The main…
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What happens if the cost to fix my car is more than the insurance company's offer? — Durham, NC
If the repair estimate is higher than the insurance company’s offer, that does not automatically end the property damage claim. In North Carolina,…
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What happens if my medical bills and liens are more than the insurance money available after a car accident? — Durham, NC
In North Carolina, if the available insurance money is not enough to cover all medical bills and liens after a car accident, the claim usually has to…
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What compensation can I seek if the crash totaled my car and I am still in pain? — Durham, NC
In North Carolina, a crash claim can involve both property damage and bodily injury damages. If another driver caused the wreck, you may be able to…
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What can I do if the other driver's insurance will not pay for a rental car after my vehicle was totaled? — Durham, NC
In North Carolina, a rental car after a total loss is usually treated as part of a property-damage claim for loss of use, not as part of the injury…
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What can I do if the other driver's insurance says they cannot determine fault after my car accident? — Durham, NC
If the other driver's insurance says it cannot determine fault, that usually means the claim is disputed, not that your case is over. In North…
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How do I prove the other driver caused the crash if there were no cameras or video footage? — Durham, NC
Yes. In North Carolina, you can still prove the other driver caused the crash without cameras or video. Fault is often shown through witness…
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How do I prove pain and suffering after a car accident when I am still getting treatment? — Durham, NC
In North Carolina, you do not have to wait until all treatment ends to start building proof of pain and suffering after a car accident. The strongest…
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How do I challenge an insurance company's repair estimate after a car accident? — Durham, NC
In North Carolina, you can challenge a low repair estimate by getting a detailed written estimate from a repair shop, comparing it line by line to…
