Firm news

Accident Q&A series

  1. How do injury settlements work when I have Medicaid and got treated at the emergency room? — Durham, NC

    In North Carolina, if Medicaid paid for your emergency room care (or other accident-related treatment), the State can seek reimbursement from the…

  2. How do I handle an insurance claim while I’m still treating and don’t know my final prognosis? — Durham, NC

    In North Carolina, you can (and usually should) start the insurance claim while you’re still treating, but you generally want to be careful about…

  3. How do I get the other driver’s insurance company to respond when they keep changing adjusters and won’t call me back? — Durham, NC

    In North Carolina, you usually get better results by switching from repeated phone calls to a clear, written paper trail: one point of contact, a…

  4. How do I get a copy of the incident report if the apartment complex refuses to release it to me? — Durham, NC

    In North Carolina, an apartment complex’s incident report is usually a private business record, so the property manager may refuse to hand it over…

  5. How do I file an accident claim with the other driver’s insurance company when I’m the claimant? — Durham, NC

    In North Carolina, you can usually start a third-party accident claim by giving the other driver’s insurer notice of the crash and requesting that a…

  6. How do attorney fees and case costs affect a Medicare lien reduction after a settlement? — Durham, NC

    In most North Carolina injury settlements involving Medicare, Medicare’s repayment claim is typically reduced to account for the attorney fees and…

  7. How can I prove my neck and back injuries are serious even if nothing was broken on imaging? — Durham, NC

    In North Carolina, you can prove a serious neck or back injury without a fracture by showing a clear timeline (crash → symptoms → treatment),…

  8. Can I sue my apartment complex for a slip and fall caused by icy stairs that weren’t cleared after a storm? — Durham, NC

    Possibly. In North Carolina, an apartment owner or manager can be responsible for injuries from unsafe conditions in common areas (like shared…

  9. Can I still recover money for pain and suffering if I only went to the hospital and haven’t had follow-up care yet? — Durham, NC

    Yes. In North Carolina, you can still pursue compensation for pain and suffering even if you only went to the hospital and have not had follow-up…

  10. Can I start a claim if I don’t have the other driver’s full policy information? — Durham, NC

    Yes. In North Carolina, you can usually start a third-party injury claim even if you do not have the other driver’s full policy details, as long as…

  11. Can I recover the money I spent on help at home and medical supplies after my fall? — Durham, NC

    Often, yes—under North Carolina law, reasonable out-of-pocket costs that were caused by your fall can be part of your injury damages. That can…

  12. Can I recover for missed work or reduced ability to work if I didn’t miss a full day but my pain is affecting my shifts? — Durham, NC

    Yes. Under North Carolina personal injury law, wage-related damages can include more than “full days missed.” If your crash-related symptoms reduce…

  13. What medical records or documentation help prove my injuries and pregnancy-related concerns were caused by the crash? — Durham, NC

    In North Carolina, the most helpful documentation is usually the medical record “timeline” that starts right after the crash and continues through…

  14. What happens if the insurance company says my later hip pain is pregnancy-related instead of crash-related? — Durham, NC

    In North Carolina, an insurer can argue your later hip pain came from pregnancy (or something else) instead of the crash, but that does not…

  15. How is a rollover car accident settlement value calculated when I was pregnant and needed ER monitoring? — Durham, NC

    In North Carolina, a rollover crash settlement value is usually driven by provable damages tied to the wreck—especially medical records, how clearly…

  16. What happens after my attorney sends the signed release to the insurance company? — Durham, NC

    After your attorney sends the signed release, the insurance company typically reviews it, confirms the settlement terms, and then issues the…

  17. How will my physical therapy progress and medical documentation affect the value of my Durham, NC personal injury claim? — Durham, NC

    In a North Carolina personal injury claim, your physical therapy (PT) progress and the quality of your medical documentation often shape how clearly…

  18. How long does it usually take to get a response from the insurance company after I sign the release? — Durham, NC

    In most North Carolina injury settlements, you should expect some response shortly after the insurer receives the signed release—often an…

  19. Why is the insurance company reducing my medical bills instead of counting the full amounts billed? — Durham, NC

    In North Carolina injury claims, insurers often argue that the “reasonable” value of medical care is less than the amount on the original bill,…

  20. What medical records and provider notes are most important for a settlement demand in a car accident case? — Durham, NC

    For a North Carolina car accident settlement demand, the most important medical records are the ones that clearly connect the crash to your injuries,…

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