Firm news
Accident Q&A series
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What insurance coverage might apply when an out-of-state driver hits me? — Durham, NC
If you’re hit in North Carolina by an out-of-state driver, the first place a claim usually starts is the at-fault driver’s liability insurance (even…
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What information can the insurance company get while the injured person is still treating? — Durham, NC
In North Carolina, an insurance company generally cannot pull an injured person’s private medical records just because a claim is open. In most…
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What happens if the person driving the car isn’t the same person listed on the insurance policy? — Durham, NC
In North Carolina, the driver does not have to be the named policyholder for liability coverage to apply. Many auto policies must cover the named…
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What happens if the injured person’s treatment takes longer than expected? — Durham, NC
In North Carolina, it’s common for an injury claim to stay “open” while the injured person is still treating, because the full medical picture (and…
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What happens if my symptoms improve but I still need follow-up care later? — Durham, NC
In North Carolina injury claims, it’s common for symptoms to improve and then flare up or require follow-up care later. The key is documentation:…
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What happens after my attorney sends a demand package to the insurance company? — Durham, NC
After your attorney sends a demand package, the insurance company usually reviews liability (who was at fault), reviews your medical records and…
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If I don’t have health insurance, can the insurance company still dispute or cut down my medical charges? — Durham, NC
Yes. In a North Carolina injury claim, an auto insurance company can still argue that some medical charges are not reasonable or not related to the…
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How long do I have to start a car accident claim after being hit by an out-of-state driver? — Durham, NC
In most North Carolina car wreck cases, you generally have three years to file a lawsuit for personal injuries, even if the at-fault driver is from…
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How does a virtual medical appointment count toward documenting my injury and recovery? — Durham, NC
In North Carolina, a virtual (telehealth) appointment can still create medical documentation that helps show your symptoms, functional limits,…
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How do I prove my concussion and post-concussion symptoms are related to the car accident? — Durham, NC
In North Carolina, you usually prove a concussion and post-concussion symptoms are related to a car accident by building a clear timeline and a…
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How do I know whether a settlement offer is fair when my medical bills and liens are still outstanding? — Durham, NC
In North Carolina, you can’t judge whether a settlement offer is “fair” until you estimate what will actually be left after outstanding medical bills…
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How do I file an insurance claim after being hit by a car as a pedestrian? — Durham, NC
In North Carolina, you usually start by opening a bodily injury claim with the driver/vehicle owner’s auto insurer, then support it with the police…
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How can I use a police report and witness statement to support my injury claim? — Durham, NC
In North Carolina, a police crash report and a good witness statement can help show how the crash happened, who was involved, and why the driver’s…
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Can I recover compensation for ambulance transport, emergency room care, and follow-up specialist treatment after a pedestrian crash? — Durham, NC
Often, yes—under North Carolina law, a pedestrian injured by a negligent driver can typically seek compensation for reasonable and necessary medical…
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Can I file a claim in the state where the crash happened if the other driver lives out of state? — Durham, NC
Yes, in many situations you can pursue an injury claim in North Carolina if the crash happened here, even if the other driver lives in another state.…
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Who should the settlement check be made payable to when I have a lawyer handling my injury claim? — Durham, NC
In most North Carolina injury claims where you have a lawyer, the settlement check is commonly made payable to both you and your law firm (a…
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What paperwork do I need to sign so the law firm can request my medical records and bills? — Durham, NC
In most North Carolina personal injury cases, a law firm will need you to sign (1) a representation/intake agreement and (2) one or more…
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What information does an insurance company need from me to tender the policy limits? — Durham, NC
In North Carolina, an insurance company usually needs enough information to (1) confirm who is being paid, (2) prepare a settlement release, and (3)…
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What happens if there are rumors that someone pushed the bicyclist or that it was intentional—does that change a wrongful death claim against the driver or trucking company? — Durham, NC
It can change the case, but it does not automatically eliminate a North Carolina wrongful death claim against the driver or trucking company. The key…
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What happens if I never received the intake packet that was supposed to be mailed to me? — Durham, NC
Usually, nothing “bad” happens—you simply are not fully onboarded yet, so the firm may not be able to start requesting medical bills and records or…
