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Accident Q&A series

  1. Can I change lawyers if my current lawyer isn’t communicating or hasn’t done anything on my case?

    Yes. In North Carolina, you generally can fire your personal injury lawyer and hire a new one, even if you signed a fee agreement. The main practical…

  2. Will making a claim for a non-injury car accident affect my insurance rates or coverage?

    In North Carolina, making a claim after a car accident with no physical injury can affect your insurance in some situations, but it depends on why…

  3. What should I request if I think I’m missing a separate physician or radiology bill from an emergency-room visit?

    In North Carolina, start by requesting a free itemized hospital bill for the emergency-room date of service and asking whether the hospital’s…

  4. What should I do if the insurance company keeps calling me after the crash?

    In North Carolina, you usually do not have to keep taking calls from the other driver’s insurance adjuster after a crash. It is often safer to limit…

  5. What should I do if my mail was forwarded after I moved and I’m worried some medical bills might be missing?

    In North Carolina, treat “missing” medical bills as a time-sensitive paperwork problem: confirm your address with every provider, request an itemized…

  6. What records should I gather to support my case, like the police report and ER imaging results?

    In a North Carolina car-accident injury claim, you should gather records that prove (1) how the crash happened, (2) what injuries you had, (3) what…

  7. What medical bills and records will my lawyer request after my treatment is finished?

    In a North Carolina personal injury case, your lawyer will usually request a complete set of medical records (what happened medically) and medical…

  8. What is accident protection or medical payments coverage, and how can it help after a car accident?

    In North Carolina, “accident protection” is a common way people refer to medical payments coverage (often called “MedPay”) on their own auto policy.…

  9. What information and records do you need from me to evaluate a medical malpractice claim?

    To evaluate a potential North Carolina medical malpractice claim, we usually need a clear timeline of what happened, the names of the providers and…

  10. What happens if my provider recommends additional PTSD treatment after my claim is already in progress?

    In North Carolina, if your provider recommends additional PTSD treatment while your personal injury claim is still pending, your claim does not…

  11. What happens if I sign the release and later realize my injuries or medical needs are worse than expected?

    In North Carolina, signing a settlement release usually ends your personal injury claim for that incident, even if your condition later turns out to…

  12. What does it mean to sign a settlement release in a car-accident injury claim, and what rights am I giving up?

    In North Carolina, signing a settlement release usually means you are accepting money to permanently resolve your injury claim, and you are giving up…

  13. What does a “top and final” settlement offer really mean, and can the insurance company still be pushed to pay more?

    In North Carolina, a “top and final” (or “final”) settlement offer usually means the adjuster is trying to end negotiations at that number—it is not…

  14. If the insurance company makes an initial offer, how do we decide whether to accept it or negotiate for more?

    In North Carolina, you decide whether to accept an initial insurance offer by comparing it to what your claim is reasonably worth after you account…

  15. If my car was totaled in the crash, what parts of my claim are handled as an injury case versus property damage?

    In North Carolina, a “totaled car” usually creates two tracks of claims: (1) a property damage claim for the vehicle and related out-of-pocket costs,…

  16. How long does it usually take to get all my medical bills and records for my injury claim?

    In North Carolina, getting all medical records and itemized bills for an injury claim often takes several weeks, and it can take longer when…

  17. How does wearing a medical boot and having activity restrictions affect the value of my injury case?

    In North Carolina, a medical boot and doctor-imposed activity restrictions can increase the value of an injury claim because they help document the…

  18. How does a personal injury attorney get paid for a car accident case?

    In North Carolina, most car accident personal injury attorneys are paid through a contingency fee, meaning the attorney’s fee is a percentage of the…

  19. How do we confirm whether the insurer received our counteroffer and supporting documents?

    In North Carolina, the most reliable way to confirm an insurer received a counteroffer and supporting documents is to send them using a method that…

  20. How do I prove my back and hip injuries are from the car accident if there was a delay in getting medical care?

    In North Carolina, you usually prove delayed-onset back and hip injuries from a car accident by building a clear timeline and medical record that…

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