Firm news
Accident Q&A series
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Can my case move forward or be settled before all of my medical records and bills are received?
Yes—your North Carolina personal injury case can often keep moving (and sometimes even settle) before every last medical record and bill arrives.
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Can I still make a claim if the crash happened in heavy rain but I was stopped at a red light when I got hit?
Yes. In North Carolina, being rear-ended while you’re stopped at a red light often supports a negligence claim, even if it was raining heavily—drivers still…
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Can I still bring a case if a police report was made but I don’t have ongoing medical records yet?
Yes. In North Carolina, you can still pursue an injury claim even if you only went to the ER and don’t have ongoing medical records yet.
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Can I negotiate a higher settlement offer if my medical bills are higher than the offer amount?
Yes. In North Carolina, a settlement offer does not have to match your medical bills, and you can ask for more if the offer does not fairly account for your…
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Can an insurer include or exclude certain doctor visits if they think the visits were unrelated to the accident?
Yes. In a North Carolina injury claim, an insurer can decide that certain visits or charges are not “accident-related” and leave them out of its evaluation or…
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What should I do right after a car accident if I didn’t call the police or get a police report?
In North Carolina, not having a police report does not automatically prevent you from making an insurance claim or (if needed) pursuing a legal claim.
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What should I do if I receive letters from my health insurer about my injury claim?
Don’t ignore the letters, and don’t sign or agree to anything without understanding what the insurer is asking for.
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What information should I include when I make a counteroffer on a personal injury claim?
In North Carolina, a strong counteroffer usually explains why the insurer’s number is too low and backs your number up with organized proof of fault and…
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What happens if the insurance adjuster ignores my counteroffer or delays responding?
In North Carolina, an adjuster’s silence usually does not “accept” your counteroffer or stop the clock on your case—it typically just means negotiations are…
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How is fault determined when a crash happens while turning out of a parking garage onto a two-way street?
In North Carolina, fault in this situation usually turns on right-of-way and lookout: a driver entering a street from a parking garage or driveway generally…
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How do I know whether the insurance company’s initial offer is too low for my injuries and losses?
In North Carolina, an initial offer is often “too low” if it does not fully account for (1) all reasonable medical expenses and related out-of-pocket costs,…
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How do I document vehicle damage and get a proper repair estimate to support my claim?
In North Carolina, the strongest property-damage claim file usually includes clear photos/video, a written repair estimate that lists parts and labor, and…
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Can I negotiate a settlement directly with the insurance company if I already have an attorney?
You generally can talk with an insurance adjuster even if you already have a lawyer, but it is usually not a good idea to negotiate settlement terms directly…
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What should I do next if I’m not sure whether I’m injured but I was in a car accident?
If you’re not sure you’re injured after a car accident, your next steps should focus on (1) safety, (2) documenting what happened, and (3) creating a clear…
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What kind of medical providers should I see after a car accident to document foot, ankle, and chest pain?
In North Carolina, the “right” providers are the ones who can (1) rule out dangerous conditions and (2) create clear, consistent medical records tying your…
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What happens if the other driver turns out to be uninsured or underinsured?
In North Carolina, if the at-fault driver has no insurance (uninsured) or not enough insurance (underinsured), you may be able to make a claim under…
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What happens if the insurance company denies or lowballs my diminished value claim?
In North Carolina, a denied or low diminished value offer usually means you need stronger proof of the vehicle’s market value loss—not just the repair bill.
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What are my options for getting medical care after a car accident if I don’t have health insurance?
In North Carolina, you can often still get medical care after a car wreck even if you do not have health insurance.
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Should I give a recorded statement to the liability adjuster?
In most North Carolina car accident injury claims, you are not required to give a recorded statement to the other driver’s liability adjuster.
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How long do I have to file a car accident claim after the crash?
In North Carolina, you usually have three years to file a lawsuit for injuries or vehicle damage from a car crash.
