Firm news
Accident Q&A series
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How does the police report help my car accident claim, and how do I use the report number?
In North Carolina, the police crash report is usually a starting point for your claim because it documents who was involved, where it happened, what the…
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How do I prove the other driver was at fault if they merged into my lane and hit the side of my car?
In North Carolina, you usually prove fault in a “merged into my lane” sideswipe by showing the other driver changed lanes without making sure it was safe and…
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How can I get my car repairs covered when the insurance company says they won’t pay anything?
In North Carolina, a “no payment” decision on car repairs is often a coverage decision (your insurer says the loss is not covered) or a proof decision (they…
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How can I find out the other driver’s insurance information if they wouldn’t share it at the scene?
In North Carolina, the most practical way to identify the other driver’s insurance is usually to get the official crash report (often called a DMV-349).
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How can I fight an insurance denial after a hit-and-run when they say our statements don’t match?
In North Carolina, you can often challenge a hit-and-run denial by (1) pinning down the insurer’s exact reason for denial in writing, (2) correcting or…
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Can I still make a claim if the other driver’s insurance keeps contacting me?
Yes. In North Carolina, an insurance adjuster contacting you—sometimes repeatedly—does not stop you from making an injury claim.
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Can I still bring an injury claim if I don’t have health insurance and can’t afford treatment upfront?
Yes. In North Carolina, you can still bring an injury claim even if you do not have health insurance and cannot pay for treatment upfront.
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Can I get workers’ comp benefits if I was hurt in a car crash while driving a work vehicle on the job?
Often, yes. In North Carolina, a crash injury can qualify for workers’ compensation if it happened while you were doing your job (not just commuting) and it…
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Can I file a diminished value claim if the other driver’s insurance already paid for repairs?
Yes, you may still be able to pursue a diminished value claim in North Carolina even if the other driver’s insurance already paid to repair your vehicle.
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What kind of proof do I need to show that the debris was on the road long enough that someone should have removed it?
In North Carolina, it usually is not enough to show that road debris existed—you typically need proof that the responsible party knew about it or that it was…
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Will my case be delayed if my follow-up appointment is a few months away?
It can, but it depends on what that follow-up appointment is for and what stage your North Carolina injury claim is in.
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Who is the right person to contact to report a slip-and-fall claim against a campus or university?
In North Carolina, the “right person” depends on what kind of campus it is. If the campus is a State entity (including many public universities and community…
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What kind of proof do I need to support my missed work time and medical visits for an accident claim?
For missed work time, the strongest proof is usually an employer-completed wage verification showing your job title, pay rate, the exact dates/hours you…
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What information does the campus typically need to open a slip-and-fall claim and investigate it?
To open and investigate a campus slip-and-fall claim in North Carolina, the campus typically needs the basic “who/what/when/where,” a description of the…
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What happens if we invoke the appraisal clause in my insurance policy, and how does that process work?
Invoking an appraisal clause usually means using the policy’s contractual valuation process to set the amount of the loss (the dollar value), rather than…
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What happens if the campus says it can’t provide insurance details without a formal claim notice?
In North Carolina, it’s common for a campus or other public entity to route insurance questions through its legal office and to ask for a written “notice of…
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What happens if the campus does not respond to a request for its liability insurance information?
In North Carolina, a campus entity may not have to voluntarily provide its liability insurance information just because you asked for it.
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What happens if I treated somewhere that isn’t listed in the paperwork you sent over?
Usually, it’s not a problem—but it does need to be corrected. If you treated at a provider that isn’t listed on the medical authorization or intake paperwork,…
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What happens if I don’t have a copy of the police report for the accident?
In North Carolina, not having a copy of the police crash report usually does not stop you from pursuing a claim.
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What are the medical records and bills you sent me for, and do I need to confirm every place I got treatment?
In a North Carolina car accident claim, we request medical records and bills to prove what injuries you had, when symptoms started, what treatment you…
