Firm news
Accident Q&A series
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Can I still bring a claim if I haven’t had follow-up treatment since the crash?
Yes—under North Carolina law, you can still bring an injury claim even if you have not had follow-up treatment after the crash.
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What is the difference between MedPay and bodily injury liability coverage for an injured passenger?
In North Carolina, MedPay is usually a no-fault benefit that can help pay medical bills for an injured passenger regardless of who caused the crash, while…
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What information does my attorney need to provide to a health plan recovery company to open or locate a file for my accident?
In North Carolina, a health plan recovery company usually needs enough identifiers to (1) confirm the person is a covered member and (2) match the accident…
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What happens if the insurer initially opens the claim under the wrong coverage type?
If an insurer opens a North Carolina injury claim under the wrong coverage type (for example, MedPay instead of liability bodily injury), it can usually be…
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What happens if MedPay was reported on the claim but the policy shows it was never purchased?
In North Carolina, Medical Payments coverage (often called “MedPay”) is typically optional.
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What does it mean if my auto insurance policy doesn’t include MedPay coverage?
If your North Carolina auto policy does not list Medical Payments (MedPay) coverage, it usually means there is no separate “no-fault” pot of money under that…
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If there’s no MedPay on the policy, what other insurance can help pay my medical bills after a crash?
If there is no Medical Payments (MedPay) coverage, medical bills after a North Carolina crash may be submitted first to health insurance or, for a…
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How do I get an insurance claim changed from MedPay to liability bodily injury coverage after a bus accident?
In North Carolina, MedPay and liability bodily injury are handled as different parts of a claim: MedPay is typically a no-fault medical-benefits bucket, while…
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How do I find out whether my health insurance has opened a reimbursement claim after my car accident settlement?
In North Carolina, the most reliable way to confirm whether your health insurance has opened a reimbursement (sometimes called “subrogation”) file is to…
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How do I confirm what coverages are actually on the policy that applies to my accident?
In North Carolina, the most reliable way to confirm what coverages apply is to get the policy declarations page (often called the “dec page”) and the full…
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Can my settlement be delayed or reduced because of a health insurance reimbursement claim related to the accident?
Yes. In North Carolina, a health plan (or its recovery vendor) may assert a reimbursement/subrogation claim for accident-related medical bills it paid, and…
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What should I do if I can’t remember the exact emergency room I was taken to after the crash?
In North Carolina, it is common to forget the exact emergency room after a crash—especially when an ambulance is involved.
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How long after I e-sign the settlement statement will the settlement check be sent out?
In most North Carolina personal injury settlements, a law firm can send the client’s settlement check only after (1) the signed settlement paperwork is…
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How can I prove the driver was at fault when I was hit while riding my bicycle?
In North Carolina, proving a driver was at fault in a bicycle crash usually means showing the driver broke a safety rule (like unsafe passing or an unsafe…
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Do I need to sign anything else before the settlement check can be released?
Often, yes. In many North Carolina personal injury settlements, the injured person must sign at least a settlement release (and sometimes a settlement…
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When should I tell my lawyer that my treatment plan has changed?
In North Carolina, you should tell your personal injury lawyer as soon as you know your treatment plan has changed (or is about to change), even if the change…
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What should I do if the insurance company is pressuring me to give a statement or accept a settlement?
In North Carolina, you usually do not have to give a recorded statement to the other driver’s insurance company, and you should not accept a settlement until…
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What should I do if my provider recommends continuing treatment but I’m only going once a week?
In North Carolina personal injury cases, you generally should take your provider’s treatment recommendations seriously and either follow them or get a clear,…
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What information do I need to bring or share to get an attorney to review my accident case?
To get a North Carolina personal injury attorney to review your accident case, you usually need (1) the basic who/what/when/where of the crash, (2)…
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What happens after I talk to an attorney about my accident for the first time?
In North Carolina, after your first conversation with a personal injury attorney, the next steps are usually (1) deciding whether the attorney will take the…
