Firm news
Accident Q&A series
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What compensation can I recover for neck and back injuries and post-concussion syndrome?: North Carolina personal injury damages
In North Carolina, you can seek compensation for medical bills (past and future), lost income and reduced earning capacity, pain and suffering,…
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What can I do if the insurer refuses to raise their settlement limit?
In North Carolina, if an adjuster says they cannot go higher, you can increase leverage by sending a well-documented, time-limited demand within…
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What can I do if the insurance company hasn’t made a settlement offer months after my accident?
North Carolina law does not require an insurer to make an offer by a fixed deadline, but you do not have to wait indefinitely. Send a thorough,…
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How will my delayed surgeries and heart condition affect my personal injury claim?: North Carolina
In North Carolina, delayed treatment or surgeries and a preexisting heart condition do not automatically hurt your personal injury claim. You must…
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How long does an insurance company have to respond to a diminished value claim?
North Carolina law does not set a fixed number of days for an auto insurer to make an initial offer on a diminished value claim. Insurers must…
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How do I get updates after my case is reassigned to a new adjuster?
In North Carolina, you can and should request a written status update from the new adjuster. Insurers must handle claims and respond to…
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How do I get reimbursed for car repairs I paid for out-of-pocket?: North Carolina personal injury
In North Carolina, you can seek reimbursement for car repairs from the at-fault driver’s liability insurer, your own collision coverage (minus any…
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How do I ensure the at-fault driver’s insurer pays my medical bills and damages?: North Carolina
In North Carolina, the at-fault driver’s insurer typically pays only after you prove fault, link the crash to your injuries, and agree to a…
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How can I pursue compensation after a driver ran a red light and hit me?: North Carolina next steps
In North Carolina, you can pursue compensation by making a claim against the at-fault driver’s liability insurer and, if needed, filing a lawsuit in…
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How can I prove the other driver was at fault when no citations were issued?: North Carolina personal injury guidance
In North Carolina, you can prove fault without a traffic ticket by showing it is more likely than not that the other driver violated a traffic rule…
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How can I prove the other driver was at fault when I was turning and partially off the road?: North Carolina Personal Injury
In North Carolina, you prove fault by showing the other driver violated basic road-safety duties (keeping a proper lookout, safe speed, safe…
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How can I prove my shoulder injury claim after a T-bone crash when I had the turn signal on?: North Carolina
In North Carolina, you prove a shoulder injury claim by showing the other driver was negligent, the crash caused your shoulder injury, and you have…
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How can I negotiate a fair settlement with an insurance adjuster after a car accident?: answered for North Carolina personal injury claims
In North Carolina, fair settlement negotiations focus on clear proof of fault, medical treatment that is reasonable and related to the crash, and…
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How can I find out if my insurance adjuster received my settlement demand?
In North Carolina, insurers must acknowledge and act reasonably promptly on claim communications, but there is no fixed deadline for a third-party…
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How can I find out if my health plan has filed a subrogation claim after my car accident?: North Carolina
In North Carolina, there is no courthouse or public registry to check for a health-plan subrogation claim. You confirm it directly with the plan (or…
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How can I find out if I have medical payments coverage under my auto policy?
In North Carolina, medical payments coverage (often called “Med Pay”) is optional. To find out if you have it, review your auto policy’s Declarations…
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How can I file a claim with the at-fault driver’s insurance after being rear-ended when my light was green?
In North Carolina, you file a third-party claim directly with the at-fault driver’s insurance by reporting the crash, opening property-damage and…
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Do I need the police report number to move forward with my claim?: North Carolina personal injury
No. In North Carolina, you can start and pursue a personal injury claim without a police report number. Insurers often ask for it because it speeds…
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Can the insurer charge me extra fees for invoking the appraisal clause?
Usually, no. Under typical North Carolina auto policy language, each side pays its own appraiser and both sides split the umpire’s fee if one is…
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Can I recover my medical bills if I only have Medicaid and retirement benefits?: North Carolina personal injury answer
Yes. In North Carolina, you may recover accident-related medical expenses from the at‑fault driver even if you have Medicaid and retirement benefits.…
