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Accident Q&A series

  1. What should I do if my concussion symptoms started the day after the crash and my ER visit didn’t diagnose anything?

    In North Carolina, you should take delayed concussion symptoms seriously even if the ER imaging was “normal” and no concussion was diagnosed that day.

  2. What kinds of compensation can I ask for after being rear-ended and having ongoing pain?

    In North Carolina, a person rear-ended in a crash can usually ask for compensation that falls into three buckets: (1) financial losses like medical bills and…

  3. What information do I need to provide to evaluate my pedestrian accident case?

    To evaluate a North Carolina pedestrian accident case, you generally need information that helps answer three questions: (1) who was at fault, (2) whether the…

  4. What happens next in my case once my medical treatment is finished?

    In North Carolina, once your medical treatment is finished (or you reach a stable point), your claim usually moves from the “treatment” phase to the “proof…

  5. What happens if there was a police report but I don’t have a copy or don’t remember what it says?

    In North Carolina, it’s common not to have the crash report right away, and not remembering what it says does not automatically ruin your injury claim.

  6. What happens if the insurance company refuses to negotiate fairly on diminished value—do I have to file a lawsuit?

    No. In North Carolina, you do not automatically have to file a lawsuit just because the insurer will not move on a diminished value offer.

  7. What happens if I wait to start my car accident claim?

    In North Carolina, waiting can seriously weaken—or even end—your car accident claim.

  8. If I was a pedestrian hit in an accident involving a motorcycle, what kind of injury claim can I make?

    In North Carolina, a pedestrian hit by a motorcycle usually makes a personal injury claim based on negligence against the motorcycle rider (and sometimes…

  9. How long do I have to bring a claim for an accident that happened last year?

    In North Carolina, most injury claims from an accident (including a pedestrian hit by a motorcycle or other vehicle) must be filed in court within three years…

  10. How does having Medicare or Medicaid affect my car accident settlement or medical bills?

    In North Carolina, having Medicare or Medicaid usually means your medical care may be paid up front, but those programs can later seek repayment from your car…

  11. How does a gap between the emergency room visit and later treatment affect the value of my injury claim?

    In North Carolina, a gap between an ER visit and later treatment can reduce the value of an injury claim because the insurance company will argue your later…

  12. How do medical payments benefits affect a separate bodily injury claim or settlement?

    In North Carolina, “medical payments” (often called “MedPay”) is typically a separate, no-fault coverage that can pay reasonable medical bills up to the…

  13. How do insurance companies decide who is at fault in a rear-end accident?

    In North Carolina, insurance companies usually start with the common-sense assumption that the rear driver is at fault because drivers must leave a reasonable…

  14. How do I prove the other driver was at fault in a rear-end crash when traffic was stopped?

    In North Carolina, you usually prove fault in a stopped-traffic rear-end crash by showing the other driver followed too closely or failed to keep a proper…

  15. How do I prove the other driver was at fault if I don’t remember everything because I was concussed?

    In North Carolina, you can still prove the other driver was at fault even if a concussion left you with gaps in memory.

  16. How do I know if I have a valid claim after being sideswiped in a car accident?

    In North Carolina, you usually have a valid car-accident injury claim if you can show the other driver was negligent (did something unsafe), that negligence…

  17. How do I get a copy of the police report after a car accident, and how long does it usually take?

    In North Carolina, you can usually get a copy of a law-enforcement crash report by requesting it from the North Carolina Division of Motor Vehicles (DMV) or,…

  18. How do I challenge an insurance company’s low diminished value offer after my car has been repaired?

    In North Carolina, you challenge a low diminished value offer by (1) documenting the vehicle’s post-repair loss in market value with solid proof (usually an…

  19. How can I document my injuries and vehicle damage after a sideswipe accident?

    After a sideswipe in North Carolina, document your case by (1) creating a clear timeline, (2) preserving medical proof of your symptoms and treatment, and (3)…

  20. How can I deal with an uninsured motorist claim when my own insurance company won’t make a fair offer?

    In North Carolina, an uninsured motorist (UM) claim is still a liability case—you must prove the uninsured driver was at fault and prove your damages.

A path forward

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