Firm news
Accident Q&A series
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How can I challenge an insurance denial when I believe the other driver was at fault?
In North Carolina, you usually cannot “appeal” a third-party liability denial inside the other driver’s insurance company the way you might appeal a health…
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How are medical bills and medical records used to negotiate a settlement with the insurance company?
In North Carolina, medical records and medical bills are used to show three core points in a settlement demand: (1) you were actually hurt, (2) the crash…
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Can I still recover diminished value if my car was financed and not totaled?
Yes, in many North Carolina car-accident property damage claims you can still pursue “diminished value” even if your vehicle was repaired (not totaled) and…
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Can I still bring a claim if I was a passenger and not the driver?
Yes. In North Carolina, a passenger can bring an injury claim after a car wreck if someone else’s negligence caused the crash and the passenger suffered…
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Can I claim lost wages or reduced earning ability if my new job told me to stay home until I’m physically stronger?
Yes. Under North Carolina personal injury law, you can usually claim lost wages for the time you missed work because of accident-related injuries, even if you…
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What should I do next if I went to a clinic right after the crash but haven’t had any follow-up care or imaging yet?
In North Carolina, the next practical step is to get timely follow-up medical care and make sure your symptoms are documented in a consistent medical record.
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What should I do if I don’t remember the exact date of the car accident but it happened a few months ago?
In North Carolina, you should confirm the crash date as soon as possible because most car-accident injury claims must be filed within a limited time, and that…
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What medical records and bills do you need from my chiropractor and other providers?
In a North Carolina personal injury claim, you generally want both (1) complete treatment records (notes, diagnoses, tests, and referrals) and (2) complete…
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What information does a health plan subrogation company typically need from an injury settlement to start and process a case?
In North Carolina, a health plan subrogation company usually needs enough information to (1) confirm the injured person’s coverage and the plan’s…
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What happens next if I decide to take my car accident claim to court after an insurance denial?
In North Carolina, an insurance denial does not end your car accident claim—you can still file a lawsuit against the at-fault driver (and sometimes other…
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What happens if there are delays in getting an MRI or seeing a specialist—can that hurt my injury claim?
Yes. In North Carolina injury claims, long gaps in treatment or delays in getting an MRI or seeing a specialist can give the insurance company arguments that…
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What happens after I hire a lawyer for an accident claim?
After you hire a North Carolina personal injury lawyer, the lawyer typically takes over communications with insurance companies, gathers records and evidence,…
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What happens after I hire a lawyer for a pedestrian accident case?
After you hire a North Carolina lawyer for a pedestrian accident case, your lawyer typically takes over communications, investigates how the crash happened,…
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What evidence is most helpful to prove fault in a car accident if the insurer is denying responsibility?
In North Carolina, the most helpful evidence to prove fault is evidence that clearly shows (1) what happened, (2) which traffic rule was broken, and (3) that…
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What does it mean when the other driver’s insurance company denies liability for my car accident?
In North Carolina, a liability denial means the other driver’s insurance company is saying it will not voluntarily pay your claim because it believes its…
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What documents do I need to get a deceased person’s truck transferred through the DMV?
In North Carolina, the DMV will usually require (1) proof of the owner’s death, (2) the truck’s current title (if available), and (3) legal authority showing…
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What compensation can I pursue for emergency room treatment, scans, and physical therapy when I don’t have health insurance?
In North Carolina, not having health insurance does not prevent you from pursuing compensation for accident-related medical care like emergency room…
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What are the next steps to resolve and close out a health insurance subrogation claim after a settlement?
In North Carolina, the practical next steps are to (1) confirm whether the health plan actually asserts a reimbursement/subrogation claim, (2) obtain a…
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If the insurance company says their offer is final, what are my options besides accepting it?
In North Carolina, an insurance company’s “final” offer usually is a negotiation position, not a legal deadline.
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If I accept a settlement, do my medical bills get paid separately or do they come out of the same lump-sum settlement check?
In North Carolina, most car-accident settlements are paid as a single lump-sum, and medical bills and liens are typically paid out of that same settlement…
