Firm news
Accident Q&A series
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What should I do if the at-fault insurer accepted liability but I don’t have a claim number yet?: Practical steps in North Carolina
In North Carolina, have your attorney ask the at-fault insurer to open a bodily injury claim and assign a claim number, then give that number to your…
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What should I do if settlement talks stall and the insurer won’t budge?: North Carolina personal injury
Under North Carolina law, you can keep negotiating, but you must protect your claim by filing a lawsuit before the statute of limitations runs.…
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What happens if the insurer offers no settlement—will I still owe attorney fees?: Answered under North Carolina personal injury law
In North Carolina, most personal injury lawyers use written contingency fee agreements. If there is no settlement or judgment, you typically do not…
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What happens if my accident settlement doesn’t fully cover my medical bills related to treatment?: North Carolina
In North Carolina, medical providers and certain payers (like Medicaid and Medicare) can claim repayment from your settlement before you receive…
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What happens if I don’t return the notarized release before the insurer’s deadline?: North Carolina injury settlements
If you miss the insurer’s return deadline, the settlement can be delayed, and the insurer may withdraw or require a new approval before issuing…
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What happens if an insurer refuses to increase its settlement offer and I decline?: North Carolina
Under North Carolina law, you do not have to accept a low offer. If you decline, negotiations can continue, or you can file a lawsuit in the proper…
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What evidence do I need to support my claim before sending a demand letter?: North Carolina
In North Carolina, gather proof of liability, causation, and damages before you send a demand. That usually means the police crash report or incident…
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What evidence do I need to prove the other driver was speeding and at fault?: North Carolina personal injury guide
In North Carolina, you prove speeding and fault by showing the other driver violated speed laws and that the excess speed caused the crash. Strong…
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What can we do when our insurance adjuster refuses to discuss property damage or rental coverage?: North Carolina options
Under North Carolina law, you can insist on a prompt, good‑faith claim investigation and a clear, written coverage decision. Put your property…
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Should I keep a copy of the notarized release, and how do I store it securely?: North Carolina
Yes. Keep a clear copy of the signed and notarized release for your records before you mail the original. Store the physical copy in a private, dry…
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How long does it usually take to resolve a personal injury case when treatment is still ongoing?
In North Carolina, most injury claims are not ready to settle until you finish treatment or reach maximum medical improvement (MMI), because that’s…
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How does Medicaid or another health plan reimbursement process work in a third-party accident settlement?: North Carolina personal injury guide
In North Carolina, Medicaid and some health plans can be repaid from your third‑party accident settlement for accident‑related medical bills they…
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How does contributory negligence in North Carolina affect my ability to get compensation?: Explained
North Carolina follows pure contributory negligence: if you are even slightly at fault and your negligence helped cause the crash, you generally…
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How do I properly sign, notarize, and mail a release form to finalize my settlement?: Practical steps under North Carolina law
In North Carolina, sign the release exactly as your name appears, in front of a Notary Public, and have the notary complete the acknowledgment with…
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How do I get my medical records quickly from the hospital for my accident claim?: Practical steps under North Carolina law
In North Carolina, you or your attorney can request your hospital and EMS records using a signed HIPAA authorization or a patient right-of-access…
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How do I ensure my medical bills are correctly documented in an auto injury claim?: North Carolina
In North Carolina, you document medical bills by getting itemized invoices directly from each provider, matching them to your treatment dates, and…
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How do I compare and evaluate offers from different insurers in a personal injury claim?: Practical steps under North Carolina law
In North Carolina, compare offers by focusing on your net recovery after liens and fees, the strength of liability (including contributory…
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How can I review and respond to a bodily injury settlement offer once it arrives?
In North Carolina, review a bodily injury offer by confirming liability, identifying all insurance coverages and limits, and totaling proven damages…
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How can I recover the full value of my totaled car from the at-fault drivers’ insurance?: North Carolina guide
In North Carolina, you recover the car’s actual cash value (its fair market value just before the crash), plus applicable sales tax and…
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How can I make sure Medicare and my secondary insurer’s liens are paid from my personal injury settlement?: Answered for North Carolina personal injury cases
In North Carolina, you protect yourself by identifying every payer with reimbursement rights (Medicare, Medicaid, providers, and any plan that paid…
