Firm news
Accident Q&A series
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How can I get treatment for my spouse’s injuries when he has no health insurance and the at-fault insurer won’t respond?: North Carolina
In North Carolina, the at-fault driver’s insurer does not have to pay medical bills as you go. To get care now, open a Medical Payments (MedPay)…
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How can I get the police department to amend a crash report to include my child’s injury?: Practical steps under North Carolina law
In North Carolina, you ask the investigating police department to file a supplemental crash report correcting or adding missing facts, such as a…
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How can I ensure my head scans and treatment under public insurance are fully covered in my personal injury claim?: North Carolina guidance
Use your public insurance now and follow its rules: get referrals, prior authorization, and use in‑network providers. In North Carolina, Medicaid and…
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How can I enforce the appraisal clause when the insurer’s appraiser and mine can’t agree on the diminished value?
In North Carolina, you enforce an appraisal clause by following the policy’s appraisal steps, naming your own impartial appraiser, and using an…
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How can I decide if a final settlement offer from the insurance company in my injury case is fair?
In North Carolina, a fair settlement covers your proven losses (medical bills, lost income, and pain and suffering), adjusted for the strength of…
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How can I challenge or amend a police report that lists me at fault after a car accident?: North Carolina guidance
In North Carolina, you cannot change a police crash report yourself, but you can ask the investigating agency to file a supplemental report to…
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Do I have to go through an umpire before suing in small claims court?: North Carolina
In North Carolina, if your auto policy’s appraisal clause has been invoked and the two appraisers disagree, you are generally expected to complete…
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Can we recover lost wages for my spouse who’s missing work due to crash injuries?: North Carolina
Yes. In North Carolina, the injured person can recover lost wages and lost earning capacity from the at-fault driver (and, if needed, through…
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Can I still hire an attorney for a property damage claim if there are no personal injuries in the accident?: North Carolina
Yes. In North Carolina, you can hire an attorney to pursue a vehicle property damage claim even if no one was hurt. These claims seek the car’s…
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Can I recover the cost of the umpire if the appraisal award is lower than expected?
Usually no. In North Carolina, who pays the appraisal umpire is controlled by your auto policy. Courts generally enforce clear cost terms, so you…
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Can I recover my medical bills if my insurer says I’m partially at fault?: North Carolina
In North Carolina, if you are even slightly at fault, the contributory negligence rule can bar recovery from the other driver’s liability insurance.…
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Can I pursue compensation from the at-fault driver’s insurer for my child’s back injuries?: North Carolina
Yes. In North Carolina, a parent or legal guardian may present a third-party bodily injury claim to the at-fault driver’s liability insurer on behalf…
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Can I negotiate or reduce medical liens after an auto accident claim?: North Carolina guide
Yes. Under North Carolina law, many medical liens can be reduced, capped, or negotiated before settlement funds are disbursed. Provider liens are…
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Can I get enough compensation to pay off my auto loan and replace my vehicle after an accident when both drivers deny responsibility?
In North Carolina, property-damage law generally pays you the vehicle’s actual cash value (fair market value) at the time of the crash, not a…
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Can I file a personal injury claim when no tickets were issued in my crash?: North Carolina
Yes. In North Carolina, you can pursue an injury claim even if no one received a traffic ticket. Civil liability turns on negligence, causation, and…
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Can I accept part of their offer and still negotiate other damages?: North Carolina Personal Injury
Yes—if the insurer agrees in writing to a partial settlement and you sign a narrowly drafted release that reserves your other damages. If you sign a…
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Will opening a claim against a non-fault driver’s policy hurt their insurance premiums or coverage?: North Carolina passenger-focused answer
In North Carolina, opening a claim against the driver you rode with to check Medical Payments (MedPay) or uninsured/underinsured motorist (UM/UIM)…
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What steps can I take if the insurer’s supplement appraisal doesn’t cover full repair costs?: North Carolina guidance
In North Carolina, if your own policy’s appraisal clause is in play and the supplement still underpays, you can proceed to an umpire. Each side…
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What happens if the at-fault driver’s insurance isn’t enough to cover my medical bills?: North Carolina
In North Carolina, if the at-fault driver’s liability insurance won’t cover all of your medical bills, you look next to underinsured motorist (UIM)…
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What does signing a release form mean for my diminished value claim?: Plain-English guide for North Carolina drivers
In North Carolina, signing a settlement release is a contract that permanently gives up your right to seek more money for the same diminished value…
