Firm news
Accident Q&A series
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Can I recover compensation for being without my car after it was totaled?
Yes. In North Carolina, you can usually recover “loss-of-use” damages when another driver’s negligence totals your car. The amount is based on the…
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Can I negotiate down my medical bills once I accept a personal injury settlement?
Yes. In North Carolina, medical providers can claim statutory liens against your personal injury recovery, but the total of perfected provider liens…
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Can I negotiate a higher settlement when I switch physical therapists after an accident?
Yes—switching providers does not automatically lower your North Carolina injury settlement. Insurers often question gaps in treatment and changes in…
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Can I move forward with my injury claim without lien or policy information?
Yes. In North Carolina you can continue investigating, make a claim, and, if needed, file a lawsuit even if you don’t yet have medical lien…
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Can I get reimbursed for the co-pays and deductibles I paid in a personal injury case?
Yes. In a North Carolina personal injury settlement, your reasonable, accident‑related co-pays and deductibles are part of your recoverable medical…
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Can I change or negotiate the standard release language after I’ve signed it electronically?: North Carolina Personal Injury
Usually no. In North Carolina, an electronic signature is as enforceable as pen-and-ink. Once you sign a settlement release, you cannot unilaterally…
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What should I do if I’m still in severe pain and need additional treatment after my accident?
In North Carolina, seek prompt, appropriate medical care and follow your providers’ instructions—this both protects your health and meets your legal…
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What happens if the other driver’s insurer denies liability after a traffic accident fault finding?: Practical steps under North Carolina law
In North Carolina, an insurer’s denial does not end your claim. Civil fault is decided under negligence rules in court or by settlement, not by a…
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What happens if my injuries require both physical therapy and chiropractic care during my claim?: North Carolina personal injury claims
In North Carolina, you can pursue a personal injury claim that includes both physical therapy and chiropractic care. These medical expenses are…
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How long does it typically take to resolve a property damage claim after a car crash?
In North Carolina, straightforward car damage claims with clear liability and available parts often resolve within 2–6 weeks from the date you report…
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How can I file an auto insurance claim for car repairs when the police report says I was at fault?: Practical North Carolina guidance
In North Carolina, you can and should open a claim with your own insurer for collision or comprehensive coverage even if the police report lists you…
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Can I still contest my fault in the accident to get insurance to cover repair costs?
Yes. In North Carolina, a police officer’s ticket or fault notation does not decide civil fault for insurance. You can challenge liability with the…
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Can I file a personal injury claim if I’ve only been treated at urgent care and in physical therapy?
Yes. In North Carolina, you can pursue a personal injury claim even if your care has been through urgent care and physical therapy only. The law…
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Can I add my car to a relative’s policy or use their insurance after being at fault in a crash?: Clear guidance for North Carolina drivers
In North Carolina, you generally cannot add your car to a relative’s insurance after a crash to cover a loss that already happened. Coverage depends…
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What’s the process for submitting signed release forms and getting my medical records?: North Carolina personal injury
In North Carolina, you send a HIPAA-compliant written request or provider release form to each facility’s Health Information Management (HIM)/Medical…
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What steps should I take to confirm medical liens from my health insurer and hospitals before settlement?: North Carolina guidance
In North Carolina, confirm every medical lien in writing before you sign your settlement statement. Ask each provider and health plan for an itemized…
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What should I do if a lien amount on my settlement statement seems incorrect or unverified?: North Carolina personal injury settlements
In North Carolina, do not approve or pay a medical lien you cannot verify. First, demand an itemized bill and related records from the provider and…
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What options do I have if an EMS provider never ran my claim through insurance?: Practical options under North Carolina law
In North Carolina, EMS and other medical providers can claim a lien against your personal injury settlement, but all provider liens together are…
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What is the process for signing off on a settlement statement and receiving my disbursement check?: North Carolina personal injury settlements
In North Carolina, your lawyer prepares a detailed settlement statement showing the gross settlement, attorney’s fees and costs, all medical…
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What happens to my personal injury settlement if the EMS lien isn’t paid by my insurer?: North Carolina
In North Carolina, a valid EMS (ambulance) lien attaches to your personal injury settlement and must be paid or resolved from the settlement before…
