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Accident Q&A series

  1. What kind of compensation can I seek for a concussion and whiplash that required follow-up care like physical therapy?

    In North Carolina, a passenger who suffers a concussion and whiplash in a crash caused by another driver can generally seek compensation for both economic…

  2. What information or authorization does a clinic or records vendor usually require to release therapy records to a law firm?

    In North Carolina, a clinic or its records vendor will usually require a signed, written patient authorization (often a HIPAA-compliant release) that clearly…

  3. What information and documents should I gather before speaking with a personal injury attorney about my car accident?

    Before you speak with a North Carolina personal injury attorney, gather anything that proves (1) how the crash happened, (2) who was involved and insured, and…

  4. What happens if I didn’t go to the hospital right after the crash and my symptoms showed up days later?

    In North Carolina, you can still pursue a personal injury claim even if you did not go to the hospital right after a crash and your symptoms appeared days…

  5. What can I do if a third-party medical records vendor doesn’t respond to our request for records?

    In North Carolina, if a third-party vendor is slow-walking medical records, the most effective next step is usually to use formal legal process rather than…

  6. What can I do about medical bills from a car accident if I don’t have health insurance?

    In North Carolina, not having health insurance does not stop you from getting medical care or from pursuing payment through an auto insurance claim against…

  7. How long should it take to receive medical records after a request, and what are my options if it keeps getting delayed?

    In North Carolina, there is no single, across-the-board state-law deadline that forces every clinic or physical therapy provider to send ordinary medical…

  8. How do medical bills work if my health insurance paid for treatment—will I have to pay it back from any settlement?

    Sometimes, yes. In North Carolina, whether you must repay your health insurer from a personal injury settlement depends on the type and funding of the…

  9. How do medical bills get handled when I used my own health insurance for treatment after the crash?

    In North Carolina, you can use your own health insurance to get treatment after a crash, but the medical bills do not necessarily “go away.” Your health…

  10. How can I prove my landlord knew the apartment stairs were unsafe before I got hurt?

    In North Carolina, you usually prove a landlord “knew” stairs were unsafe by showing the landlord had actual notice (someone told them or they saw it) or…

  11. How can I get a physical therapy clinic to send the full treatment records when we only received the billing statements?

    In North Carolina, the most reliable way to obtain a physical therapy clinic’s full treatment records (not just billing) is to send a proper, written…

  12. How can I file an injury claim if I was a passenger and the other driver was at fault?

    In North Carolina, an injured passenger usually files an injury claim by opening a bodily-injury claim with the at-fault driver’s auto insurance carrier and…

  13. Can I still pursue a claim if I live in a different state than where the accident happened?

    Yes. Living in a different state does not automatically stop you from pursuing an injury claim connected to a North Carolina vehicle crash.

  14. Can I recover lost wages if my injury keeps me from working one of my jobs?

    Yes. Under North Carolina law, you can usually seek lost wages (and sometimes reduced future earning capacity) if an injury caused by someone else’s…

  15. Can a law office request medical records directly, or does the patient have to request them personally?

    In North Carolina, a law office can usually request a client’s medical records directly if the client signs a proper written authorization (often a…

  16. How does a prior neck problem affect my injury claim if the crash made it worse?: North Carolina

    In North Carolina, a prior neck condition does not defeat your claim. You can recover for any new injury or measurable aggravation the crash caused, even if…

  17. How do settlement negotiations usually work between an insurance adjuster and a personal injury lawyer?: North Carolina

    In North Carolina, settlement is a private agreement: your lawyer sends a demand package, the adjuster evaluates liability and damages, and both sides…

  18. How do my medical bills get handled if my health insurance paid some costs but I want to pursue an injury claim?:

    In North Carolina, the at-fault insurer usually pays a lump-sum settlement; it does not pay each bill.

  19. How do missed work time and medical bills get documented and added to an insurance demand?

    In North Carolina, you prove medical bills with itemized statements and medical records, and you prove wage loss with employer verification and a provider’s…

  20. How do I prove the other driver was at fault in a rear-end crash if I have a police report?: North Carolina

    In North Carolina, a police report helps but does not, by itself, prove fault. You still must show negligence: the other driver failed to use reasonable care…

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