Firm news
Accident Q&A series
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Why did my insurance premium go up after a no-fault accident, and can I contest the increase?
In North Carolina, Safe Driver Incentive Plan points should not be added for an accident unless the insurer determines that an insured driver was at fault.
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When is it appropriate to demand appraisal to resolve a delay in my claim?: North Carolina
In North Carolina, appraisal may be demanded when coverage liability is not in dispute, you and the insurer disagree over the vehicle’s loss in fair market…
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What steps should I take to review and sign an engagement agreement?
In North Carolina, a contingency-fee engagement agreement must be in writing and signed, and it must explain how the fee is calculated and how case expenses…
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What steps do I need to take to obtain the police report and accident records?: A North Carolina guide
In North Carolina, the official crash report (DMV-349) is a public record you can order online from the North Carolina Division of Motor Vehicles or request…
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What steps do I need to take to gather police and medical records for my injury claim?: Answered for North Carolina personal injury claims
In North Carolina, request the official crash report (DMV-349) from the investigating police agency or the NCDOT crash report portal, and send written,…
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What should I expect next after the insurance adjuster gets my demand?: North Carolina personal injury claims
In North Carolina, there is no law that forces an insurance company to respond to a third-party settlement demand by a specific date.
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What is the process to file a personal injury claim after a motor vehicle accident with limited coverage?: North Carolina
In North Carolina, you start by opening a claim with the at-fault driver’s liability insurer and documenting your injuries and losses.
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What information and documents do I need to provide to move my personal injury case forward?: North Carolina
In North Carolina, you move a personal injury claim forward by giving your attorney and the insurer enough proof of fault, insurance coverage, and damages.
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What happens if the two appraisers can’t agree on my car’s diminished value?
Under N.C. Gen. Stat. § 20-279.21(d1), if the two appraisers cannot agree on the amount of diminished value, they select a competent and disinterested umpire.
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What evidence is needed when my doctor only diagnosed a sprain?: North Carolina guide
In North Carolina, you prove a sprain claim with credible, consistent documentation showing the crash caused your injury and what it cost you.
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What compensation can I recover for neck and back injuries and post-concussion syndrome?: North Carolina personal injury damages
In North Carolina, you can seek compensation for medical bills (past and future), lost income and reduced earning capacity, pain and suffering, permanent…
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What can I do if the insurer refuses to raise their settlement limit?
In North Carolina, if an adjuster says they cannot go higher, you can increase leverage by sending a well-documented, time-limited demand within policy…
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What can I do if the insurance company hasn’t made a settlement offer months after my accident?
North Carolina law does not require an insurer to make an offer by a fixed deadline, but you do not have to wait indefinitely.
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How will my delayed surgeries and heart condition affect my personal injury claim?: North Carolina
In North Carolina, delayed treatment or surgeries and a preexisting heart condition do not automatically hurt your personal injury claim.
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How long does an insurance company have to respond to a diminished value claim?
North Carolina law does not set a fixed number of days for an auto insurer to make an initial offer on a diminished value claim.
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How do I get updates after my case is reassigned to a new adjuster?
In North Carolina, you can and should request a written status update from the new adjuster.
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How do I get reimbursed for car repairs I paid for out-of-pocket?: North Carolina personal injury
In North Carolina, you can seek reimbursement for car repairs from the at-fault driver’s liability insurer, your own collision coverage (minus any…
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How do I ensure the at-fault driver’s insurer pays my medical bills and damages?: North Carolina
In North Carolina, the at-fault driver’s insurer typically pays only after you prove fault, link the crash to your injuries, and agree to a settlement or win…
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How can I pursue compensation after a driver ran a red light and hit me?: North Carolina next steps
In North Carolina, you can pursue compensation by making a claim against the at-fault driver’s liability insurer and, if needed, filing a lawsuit in the…
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How can I prove the other driver was at fault when no citations were issued?: North Carolina personal injury guidance
In North Carolina, you can prove fault without a traffic ticket by showing it is more likely than not that the other driver violated a traffic rule or drove…
