Firm news
Accident Q&A series
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How long do I have to file a claim after a rear-end collision if I didn’t miss work?: North Carolina filing deadline and process
In North Carolina, you generally have three years from the date of the crash to file a personal injury lawsuit. Settling with insurance does not…
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How do I seek damages for my children’s emotional distress even though they weren’t injured?: North Carolina guidance for child emotional distress claims
In North Carolina, children who were not physically injured may still recover for negligent infliction of emotional distress if the at‑fault driver’s…
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How do I obtain the at-fault driver's insurer and adjuster contact details?
In North Carolina, the fastest way to get the at-fault driver’s insurer and adjuster contact is to obtain the official crash report (DMV-349), which…
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How do I manage ongoing medical treatment and transportation challenges during a claim?: Practical steps for North Carolina injury claims
In North Carolina, keep getting reasonable, necessary medical care and document every appointment, bill, and barrier to travel. Use available…
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How do I file a workers' compensation claim for an injury at work?: North Carolina
In North Carolina, you file a claim by submitting Form 18 to the North Carolina Industrial Commission (NCIC) and giving your employer written notice…
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How do I coordinate benefits between my health insurer and auto insurer after an accident?
In North Carolina, you typically use your own auto policy’s medical payments (MedPay) first, let your health insurance cover the rest, and pursue the…
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How can I open a subrogation claim with a medical benefits administrator after an auto accident?: practical steps under North Carolina law
Notify your health plan’s subrogation or recovery unit in writing as soon as you open your injury claim. Provide basic accident details, the at-fault…
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How can I negotiate down a chiropractor’s lien so it doesn’t reduce my recovery?
In North Carolina, medical providers (including chiropractors) can claim a lien on your personal-injury settlement, but that lien is limited and must…
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How can I hold the other driver responsible for rear-ending me at a green light?: North Carolina personal injury
In North Carolina, you can hold a rear driver liable by proving negligence: they owed you a duty, breached it (for example, by following too…
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How can I handle my health insurer’s lien on a personal injury settlement with my private plan?: North Carolina
In North Carolina, true statutory “liens” attach to personal injury settlements for certain payers (like medical providers, Medicaid, Medicare, and…
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How can I follow up if I haven’t received my claim papers from the defendant?
In North Carolina, the defendant (or their insurer) does not have to send you “claim papers” before a lawsuit is filed. Your attorney typically opens…
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How can I file a premises liability lawsuit against my landlord for failing to install required lighting?: North Carolina
In North Carolina, you start by filing a negligence (premises liability) lawsuit in the county where the property is located or where the landlord…
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How can I claim compensation for my ER and ambulance bills after a rear-end collision?
In North Carolina, you can seek payment for your ER and ambulance bills from two places: your own auto policy’s medical payments coverage (if you…
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Do I need to worry about Medicaid or Medicare reimbursement if I only had private insurance?: North Carolina personal injury
If neither Medicare nor North Carolina Medicaid paid any of your accident-related medical bills, you generally do not owe them reimbursement from…
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Can the insurer change or withdraw the settlement after I send the W-9?: Answered for North Carolina personal injury
In North Carolina, an insurer generally cannot back out once there is a binding, signed settlement agreement (for example, a signed release or a…
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Can I use my insurance’s medical payments coverage to cover treatment before the at-fault insurer pays?
Yes. In North Carolina, medical payments ("Med Pay") coverage under your own auto policy can pay your reasonable, accident-related medical bills…
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Can I use my health insurance before my workers' comp claim is approved and still get reimbursed?
Yes. In North Carolina, you can use your health insurance for necessary treatment while your workers’ compensation claim is pending. If the claim is…
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Can I recover medical expenses and compensation for paralysis from a rental property accident?: North Carolina Premises Liability
Yes—under North Carolina premises liability law, a tenant may recover medical expenses and other damages (including for paralysis) if the landlord…
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Can I recover compensation for my medical expenses and lost wages?: Answered for North Carolina personal injury cases
Yes. In North Carolina, if another driver’s negligence caused your crash, you can recover economic damages such as reasonable medical expenses and…
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Can I access medical payments benefits while subrogation negotiations are pending?: North Carolina
Yes. In North Carolina, medical payments ("Med Pay") coverage is a first-party benefit under your own auto policy and can be paid regardless of any…
