Firm news
Accident Q&A series
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Can I seek reimbursement for future medical treatment if my pain persists?: North Carolina Personal Injury
Yes. In North Carolina, you can recover the reasonable cost of future medical treatment if you prove the future care is reasonably certain and is caused by…
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Will an accident in a company vehicle affect my personal auto insurance rates?: North Carolina
In North Carolina, personal auto rates typically increase only for at-fault accidents or moving violations under the state’s Safe Driver Incentive Plan (SDIP).
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What steps should I take if the at-fault driver had no insurance and I’m on my employer’s policy?
In North Carolina, you may pursue an uninsured motorist (UM) claim under your employer’s auto policy if you were driving a covered company vehicle, qualify as…
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How long do I have to file a lawsuit after a car accident under standard deadlines?: North Carolina
In North Carolina, you generally have three years from the date of the crash to file a lawsuit for bodily injury or vehicle damage.
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How can I pursue compensation if I don’t have any auto insurance coverage?: North Carolina personal injury
In North Carolina, you can still make a claim even if you do not carry your own auto insurance. First, pursue the at-fault driver’s liability insurance.
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How can I negotiate a fair uninsured motorist settlement in North Carolina?
In North Carolina, a fair uninsured motorist (UM) settlement is based on proving the uninsured driver was at fault and demonstrating your losses, up to the…
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How are attorney fees and lien payments deducted from a lump-sum personal injury settlement?: North Carolina
In North Carolina, deductions from a lump-sum personal injury settlement typically occur in this order: your attorney’s agreed fee and case costs come out…
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Will signing a release prevent me from reopening my personal injury claim?: A North Carolina guide
Yes. In North Carolina, a signed release is usually final and closes your personal injury claim for the injuries covered by the release.
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Will I be reimbursed for the ambulance bill I already paid out of pocket?: North Carolina personal injury settlements
In North Carolina, you can reimburse yourself for an out-of-pocket ambulance bill from your settlement only after paying attorney fees and resolving all valid…
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When and how can I receive my settlement check once liens are paid?
In North Carolina, you receive your settlement check after your attorney deposits the insurer’s check into a trust account, the funds clear, and all valid…
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What steps can I take if the other driver’s insurance refuses to reimburse my treatment costs?: Answered for North Carolina
In North Carolina, a third-party insurer is not required to pay your medical bills until liability and damages are resolved by settlement or judgment.
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What should I do if the insurer denies fault based on a police report and photos?
In North Carolina, a police crash report does not decide civil fault, and insurers may reconsider if you provide reliable new evidence.
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What happens if I can’t cover the outstanding non-lien therapy bill from my recovery?: North Carolina
Under North Carolina law, your attorney must first pay attorney’s fees/costs and any properly perfected medical liens from the settlement, subject to a…
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What factors should I consider before accepting an insurer’s final offer?: North Carolina personal injury
In North Carolina, a signed settlement release usually ends your claim forever, so confirm the offer covers all current and future damages, resolve any liens,…
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What do I need to do to start a lawsuit over unpaid accident medical bills?
In North Carolina, you ordinarily start by suing the at-fault driver—not the driver’s liability insurance company—in civil court and serving the driver with a…
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Is it a problem that I didn’t file an incident or police report immediately after the accident?
In North Carolina, not filing an incident or police report right away after a slip, trip, or fall is usually not fatal to your injury claim.
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Is a witness signature or electronic verification sufficient instead of a notary on my release?
Usually yes. In North Carolina, a personal-injury settlement release is a contract and does not require notarization unless a law or the release itself…
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How soon will I receive settlement funds after returning a signed release?
In North Carolina, once you sign and return the insurer’s release, payment should be made within a reasonable time.
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How long should an insurance company take to respond to my injury claim and medical expenses?: Answered for North Carolina
In North Carolina, there is no single fixed number of days for a third-party insurer to pay injury claims.
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How do I know what details to include in a written account of the accident?: North Carolina guidance
In North Carolina, focus on clear, factual details you personally observed: who, where, when, how the crash happened, traffic controls, your lane/position,…
