Firm news
Accident Q&A series
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Can I recover medical bills and lost wages after getting injured because of fleeing a dog?
Yes. In North Carolina, you can pursue the dog owner for negligence if their failure to control the dog reasonably caused you to flee and get hurt.…
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Can I recover diminished value from the at-fault driver’s insurance company?: North Carolina answer
Yes. In North Carolina, you may recover “diminished value” from the at-fault driver’s liability insurer if you prove the other driver’s fault, your…
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Can I get compensated for medical treatment and concussion symptoms from a fall at a store?
Yes—under North Carolina law, you can recover compensation if you prove the store was negligent and that negligence caused your injuries. You must…
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What steps do I take if my health insurer demands repayment after an auto insurer already reimbursed them?
In North Carolina, you should dispute the repayment demand in writing and show proof that the auto insurer already reimbursed your health plan,…
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What information do I need to provide to get my medical lien details?:
In North Carolina, send the hospital or provider a written request that includes the patient’s full name, date of birth, dates of service, and your…
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What documentation does my insurer need to properly adjust my ER medical claim?
Your insurer typically needs your ER records and an itemized ER bill, plus proof of what was actually paid. In North Carolina, adjusters also look…
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How long does it typically take an insurer to evaluate ER treatment expenses?: North Carolina
In North Carolina, there is no fixed number of days for an insurer to finish evaluating emergency room bills in a personal injury claim. Carriers…
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How can I check the status of my claim and see how my ER charges were assessed?: North Carolina Personal Injury
In North Carolina, you can request a written claim status and a detailed explanation of how your emergency room bills were evaluated. Ask the…
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Can I negotiate or reduce a medical lien for accident-related treatment?: North Carolina
Yes. In North Carolina, medical providers have statutory liens on personal injury recoveries, but those liens are limited by rules that often allow…
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Can a Medicare Advantage plan assert a lien for ER treatment when it was paid by another insurer?
In North Carolina, a Medicare Advantage plan may seek reimbursement from your injury settlement for injury-related benefits it actually paid. It…
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What steps should I take to gather all the information on my underinsured motorist claim?: Answered for North Carolina
In North Carolina, start by documenting fault and your losses, then identify every insurance policy that might apply. Give your own insurer written…
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What steps come next after receiving an initial personal injury offer from an insurance company?: North Carolina negotiation roadmap
In North Carolina, do not accept the first offer without a full review. Confirm all coverages (including UM/UIM), calculate your total damages,…
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What steps can I take to get the insurer to resume payment for my car repairs?
In North Carolina, press for a written coverage decision, fix any documentation gaps, and escalate promptly if the insurer stalls. Ask for a…
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What steps can I take if the officer recorded the wrong vehicle in the accident report?
In North Carolina, you cannot change a police crash report yourself. Ask the reporting agency (police department or State Highway Patrol) to file a…
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What options do I have if the settlement offer doesn’t cover the remaining loan balance?: Practical paths under North Carolina law
In North Carolina, the at-fault driver’s insurer generally owes you the vehicle’s actual cash value (ACV), plus applicable taxes and title fees—not…
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What factors influence the amount I can recover for pain and suffering in a personal injury claim?
In North Carolina, pain and suffering is part of your compensatory damages and depends on the severity and duration of your injuries, how they…
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What evidence, like video or photos, should I gather to prove I wasn’t involved in the crash?: North Carolina law
Gather time-stamped visuals and objective records that show where you were and what you were doing when the crash happened. In North Carolina, the…
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What documentation do I need to prove my policy should cover the damaged vehicle?
In North Carolina, you need to show you are an insured under the auto policy and that the damaged vehicle fits a covered category under that policy…
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What are my options when a crash vehicle isn’t qualified as an insured vehicle under a policy?
In North Carolina, if the at-fault vehicle is not listed on a policy or is otherwise denied as a “covered auto,” you still look for liability…
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What are my options if the insurer refuses to increase their settlement offer?
In North Carolina, if an insurer will not raise its offer, you can keep negotiating with stronger proof of liability and damages, escalate to a…
