Firm news
Accident Q&A series
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How long does it usually take to resolve a personal injury case when treatment is still ongoing?
In North Carolina, most injury claims are not ready to settle until you finish treatment or reach maximum medical improvement (MMI), because that’s when your…
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How does Medicaid or another health plan reimbursement process work in a third-party accident settlement?: North Carolina personal injury guide
In North Carolina, Medicaid and some health plans can be repaid from your third‑party accident settlement for accident‑related medical bills they paid.
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How does contributory negligence in North Carolina affect my ability to get compensation?: Explained
North Carolina follows pure contributory negligence: if you are even slightly at fault and your negligence helped cause the crash, you generally cannot…
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How do I properly sign, notarize, and mail a release form to finalize my settlement?: Practical steps under North Carolina law
In North Carolina, sign the release exactly as your name appears and follow the type of notarization stated in the document.
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How do I get my medical records quickly from the hospital for my accident claim?: Practical steps under North Carolina law
In North Carolina, you or your attorney can request your hospital and EMS records using a signed HIPAA authorization or a patient right-of-access request.
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How do I ensure my medical bills are correctly documented in an auto injury claim?: North Carolina
In North Carolina, you document medical bills by getting itemized invoices directly from each provider, matching them to your treatment dates, and keeping…
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How do I compare and evaluate offers from different insurers in a personal injury claim?: Practical steps under North Carolina law
In North Carolina, compare offers by focusing on your net recovery after liens and fees, the strength of liability (including contributory negligence), and…
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How can I review and respond to a bodily injury settlement offer once it arrives?
In North Carolina, review a bodily injury offer by confirming liability, identifying all insurance coverages and limits, and totaling proven damages (medical…
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How can I recover the full value of my totaled car from the at-fault drivers’ insurance?: North Carolina guide
In North Carolina, you recover the car’s actual cash value (its fair market value just before the crash), plus applicable sales tax and title/registration…
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How can I make sure Medicare and my secondary insurer’s liens are paid from my personal injury settlement?: Answered for North Carolina personal injury cases
In North Carolina, you protect yourself by identifying every payer with reimbursement rights (Medicare, Medicaid, providers, and any plan that paid your…
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How can I get treatment for my spouse’s injuries when he has no health insurance and the at-fault insurer won’t respond?: North Carolina
In North Carolina, the at-fault driver’s insurer does not have to pay medical bills as you go.
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How can I get the police department to amend a crash report to include my child’s injury?: Practical steps under North Carolina law
In North Carolina, you ask the investigating police department to file a supplemental crash report correcting or adding missing facts, such as a child’s injury.
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How can I ensure my head scans and treatment under public insurance are fully covered in my personal injury claim?: North Carolina guidance
Use your public insurance now and follow its rules: get referrals, prior authorization, and use in‑network providers.
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How can I enforce the appraisal clause when the insurer’s appraiser and mine can’t agree on the diminished value?
In North Carolina, you enforce an appraisal clause by following the policy’s appraisal steps, naming your own impartial appraiser, and using an umpire if the…
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How can I decide if a final settlement offer from the insurance company in my injury case is fair?
In North Carolina, a fair settlement covers your proven losses (medical bills, lost income, and pain and suffering), adjusted for the strength of liability…
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How can I challenge or amend a police report that lists me at fault after a car accident?: North Carolina guidance
In North Carolina, you cannot change a police crash report yourself, but you can ask the investigating agency whether the investigating officer will correct…
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Do I have to go through an umpire before suing in small claims court?: North Carolina
In North Carolina, if your auto policy’s appraisal clause has been invoked and the two appraisers disagree, you are generally expected to complete the…
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Can we recover lost wages for my spouse who’s missing work due to crash injuries?: North Carolina
Yes. In North Carolina, the injured person can recover lost wages and lost earning capacity from the at-fault driver (and, if needed, through…
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Can I still hire an attorney for a property damage claim if there are no personal injuries in the accident?: North Carolina
Yes. In North Carolina, you can hire an attorney to pursue a vehicle property damage claim even if no one was hurt.
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Can I recover the cost of the umpire if the appraisal award is lower than expected?
Usually no. In North Carolina, who pays the appraisal umpire is controlled by your auto policy.
