Firm news
Accident Q&A series
-
What should I do if the insurance adjuster disputes the diminished value appraisal?
In North Carolina, you respond by substantiating the diminished value with solid documentation and a clear methodology, then negotiate or escalate.
-
What factors do insurers consider when valuing a personal injury claim beyond medical expenses?: North Carolina guide
In North Carolina, insurers look first at liability (who is at fault) and available insurance coverage.
-
What deadlines apply to my personal injury claim in North Carolina after dismissal?: Clear timelines under North Carolina law
In North Carolina, most personal injury claims must be filed within three years.
-
Is it worth going to trial instead of accepting a lower settlement given potential litigation costs?: North Carolina personal injury cases
In North Carolina, going to trial only makes financial sense if you are likely to win more than the insurer’s offer by enough to cover added costs, risks, and…
-
How do I formally reject a settlement offer and take my case to court?
In North Carolina, you reject an insurance settlement by telling the insurer in writing that you decline the offer and will pursue litigation, then you file a…
-
How can I revive my personal injury claim that was dismissed without prejudice after many years?: North Carolina Personal Injury
In North Carolina, you can refile a case once within one year after a voluntary dismissal without prejudice if the original case was timely and properly…
-
How can I recover the appraisal fee for diminished value from the insurance company?
In North Carolina, you can seek reimbursement of a reasonable, necessary diminished value appraisal fee as part of your property damage claim against the…
-
Can I include appraisal costs in my property damage claim with the insurer?: Under North Carolina law
Often, yes—especially in a third-party claim against the at-fault driver’s insurer—if the appraisal fee was reasonable and necessary to prove your loss (such…
-
Can I file a new lawsuit for a fall that happened long ago if my first case was dismissed?: Clear North Carolina guidance
In North Carolina, you can usually refile a personal injury lawsuit that was dismissed without prejudice if you file within the one-year “savings” period…
-
Which medical or insurance liens are likely to apply to my child’s personal injury settlement?: Clear rules for North Carolina injury recoveries
In North Carolina, medical liens commonly attach to a personal injury settlement from: (1) Medicaid, (2) Medicare, (3) the North Carolina State Health Plan,…
-
What steps should I take to get final approval on my lien reduction?: North Carolina
In North Carolina, you finalize a lien reduction by giving the lienholder complete settlement documentation, asking for a written approval of the reduced…
-
What steps can I take to obtain video evidence of the accident from law enforcement?: North Carolina personal injury
In North Carolina, body‑worn and dash‑camera videos are not public records, but you can request “disclosure” if you appear in the recording.
-
What steps can I take to confirm there are no outstanding bills after my personal injury treatment?: Practical steps under North Carolina law
In North Carolina, confirm a zero balance by reconciling every provider’s itemized bills with your insurance explanations of benefits (EOBs) and by resolving…
-
What steps can I take now to prove my shin and knee injuries are related to the accident?: North Carolina
Under North Carolina law, the best proof that your shin and knee injuries came from the crash is timely, consistent medical documentation that links your…
-
What steps are involved in enforcing subrogation rights against an uninsured at-fault driver?
In North Carolina, enforcing subrogation against an uninsured at-fault driver means the insurer (or its insured, on the insurer’s behalf) pursues the driver…
-
What should I do if I have a copay that the at-fault party’s insurer won’t pay?: North Carolina Personal Injury
In North Carolina, the at-fault driver’s insurer typically does not pay medical bills or copays as you go; it pays in one settlement or judgment at the end.
-
What settlement details do I need to provide to negotiate a medical lien?: North Carolina
In North Carolina, you should give each lienholder a full settlement breakdown: total settlement, your attorney’s fee percentage and itemized costs, current…
-
What legal options are available to recover damages or clear my record after a rear-end collision?: Clear your rights and deadlines under North Carolina law
In North Carolina, you can pursue a bodily injury and property damage claim against the at-fault driver (and your uninsured/underinsured motorist coverage if…
-
What does it mean when Medicare sends a lien notice on my personal injury claim?
Medicare’s notice means it may be owed repayment from your injury recovery for accident-related medical bills it paid.
-
What documentation does a subrogation service need to process a lien recovery?: Clear guidance for North Carolina personal injury settlements
In North Carolina, a subrogation service generally needs your letter of representation, HIPAA-compliant authorizations, itemized medical bills and balances,…
