Firm news
Accident Q&A series
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How long can I wait before seeking treatment without jeopardizing my injury claim?: North Carolina
North Carolina law does not set a fixed number of days to see a doctor, but waiting too long after an accident weakens your claim.
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How is a Medicaid subrogation lien amount determined after my case settles?: North Carolina personal injury
In North Carolina, Medicaid has a statutory lien against your personal injury recovery for accident-related medical bills it paid.
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How do we present a demand to the insurer after a long gap in treatment?: North Carolina
In North Carolina, you can still present a strong demand if you clearly link your injuries to the crash, explain the treatment gap, and support your claim…
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How do I respond to a letter from CMS about a lien on my injury case?: practical steps under North Carolina law
If Medicare (through CMS) sends you a lien letter about your North Carolina injury claim, do not send money unless it is a formal Demand Letter.
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How do I make sure my healthcare provider submits bills to the correct insurance?: Answered for North Carolina personal injury patients
In North Carolina, your healthcare provider should bill your health insurance (or Medicare/Medicaid) first, not the at-fault driver’s liability insurer.
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How do I confirm the correct adjuster and claim information to avoid delays?: North Carolina personal injury
In North Carolina, verify every coverage involved (typically uninsured motorist and medical payments) and get written confirmation of the assigned adjuster…
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How do I challenge higher insurance rates caused by an incorrect at-fault finding?: North Carolina
In North Carolina, you challenge a wrongful at-fault finding by disputing the insurer’s surcharge under the Safe Driver Incentive Plan and, if needed,…
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How can I resolve a Medicare lien before my injury settlement is paid?
Medicare has a legal right to be repaid from a personal injury settlement for any “conditional payments” it made for accident-related care.
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How can I recover medical payments from the insurer after my clients’ auto accident settlement?
In North Carolina, you recover medical payments ("Med Pay") by submitting a first-party claim to your client’s own auto insurer with proof that the treatment…
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How can I get the police report corrected if it attributes fault to me wrongly?
In North Carolina, crash reports are created by the investigating officer and can be corrected only by that agency through a supplemental report.
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How can I find out if my medical bills from a personal injury are covered by insurance?: Answer under North Carolina law
Start by pulling every Explanation of Benefits (EOB) from your health insurer and itemized statements from each medical provider.
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Can we negotiate down hospital or physician liens before the settlement check is issued?: North Carolina
Yes. In North Carolina, your attorney can and typically should negotiate medical provider liens before any settlement funds are disbursed.
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Can I still get compensation if I haven’t returned to the doctor since the emergency visit?: North Carolina law explained
Yes. In North Carolina, you can pursue compensation even if you have not had follow-up care since the emergency visit.
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Can I negotiate the amount owed to CMS from my personal injury settlement?: North Carolina
Yes. In North Carolina, Medicare (CMS) must be repaid from a personal injury settlement, but you can often reduce what CMS claims.
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Can I dispute a moving violation on my record when I wasn’t at fault?: Clear your North Carolina driving record and insurance points
Yes. In North Carolina, you can challenge a moving violation already on your record by appealing the conviction within a short window or by filing a…
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Can I dispute a medical bill that I believe should have been handled by my accident claim?: North Carolina
Yes. In North Carolina, you can dispute an accident-related medical bill by asking the provider and insurers to review how the charge was billed and paid.
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Can I add multiple claimants to an existing subrogation file after settlement?
Under North Carolina law, each injured person’s lien and reimbursement rights are separate.
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What steps should I take when my insurance company opens separate claims for the same accident?
In North Carolina, duplicate claim numbers are usually an internal insurance issue, not a legal problem—until they cause confusion or delay.
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What steps should I take if the insurer can’t locate my policy number in their records?
In North Carolina, move fast to verify whether a valid auto policy covered you on the crash date and get the insurer’s coverage decision in writing.
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What steps do I need to force a municipality’s insurer to review my property damage claim?: North Carolina
In North Carolina, you generally cannot force a city’s insurer to review your claim directly.
