Firm news
Accident Q&A series
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How can I prove lost wages as a self-employed individual after an accident?: Practical steps under North Carolina law
In North Carolina, you can recover lost income if you show, with reasonable certainty, that the accident caused you to miss work and lose earnings.…
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How can I find out the total amount of my Medicaid lien on my personal injury claim in North Carolina?
In North Carolina, you get your Medicaid lien total by requesting an itemized lien statement from the N.C. Department of Health and Human Services…
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How can I file a claim after a truck crashed into me and caused my injuries?: North Carolina Personal Injury
In North Carolina, you start by reporting the crash, getting medical care, and notifying the at‑fault driver’s insurer and your own insurer. You then…
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Can I submit my letter of representation and demand to an insurer by email?: North Carolina Personal Injury
Yes. In North Carolina, insurers commonly accept letters of representation and settlement demands by email, portal upload, or fax. Email is fine as…
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What happens if I do not settle my personal injury claim before the statute of limitations in North Carolina?
Short answer: If you do not settle and you also fail to file a lawsuit before the statute of limitations expires, your claim is time-barred. The…
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What can I expect as a timeline for an initial insurance offer after we send a demand?: North Carolina Personal Injury
Short answer: most North Carolina injury claims receive an initial offer about 3–6 weeks after a complete demand package is delivered. That said,…
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How do we decide on the right demand amount for my broken arm injury?: North Carolina
Setting the right settlement demand after a broken arm requires a careful, evidence-based approach. In North Carolina, your demand should reflect…
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Can I resume medical care after a gap in treatment and still seek compensation for my injuries?: North Carolina Personal Injury
Short answer: Yes. A gap in treatment does not automatically bar your personal injury claim in North Carolina. However, insurers will scrutinize the…
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What Strategies Can You Use to Negotiate Down Medical Liens and Maximize Recovery in North Carolina?
After an accident, hospitals, doctors, government benefit programs, and health insurers may claim a portion of your settlement to repay the medical…
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What steps should a claimant take to identify and resolve medical liens on a personal injury settlement? (North Carolina)
Medical liens can dramatically affect how much you take home from a personal injury settlement. In North Carolina, certain health care providers and…
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What Steps Do I Need to Retrieve My Claim Number and Adjuster Contact Information?
After a car crash or other injury, you need the insurance claim number and the adjuster’s direct contact details to move your claim forward. North…
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What steps can you take to ensure that the insurance company accepts liability for my injuries in North Carolina?
Insurance adjusters do not automatically accept responsibility for an accident or injury in North Carolina. Below are practical, legally-sound steps…
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What steps are necessary to resolve any workers’ compensation lien on a personal injury claim?
North Carolina law gives the workers’ compensation carrier (often the employer’s insurance company) an automatic lien against any third-party…
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What is the process for satisfying medical bill liens before finalizing a personal injury recovery in North Carolina?
North Carolina law requires you to verify, negotiate where possible, and pay valid medical provider liens before you receive your final settlement…
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How does a workers’ compensation lien affect a personal injury settlement?
If you are hurt on the job because of someone other than your employer (for example, in a car crash caused by a negligent driver while you are making…
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How do I confirm if workers’ compensation payments were applied to my medical bills?
Under the North Carolina Workers’ Compensation Act, your employer’s workers’ compensation insurance carrier must pay all reasonable and necessary…
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How can someone locate and contact the correct insurance adjuster for claim details?
After a motor-vehicle crash or other personal-injury incident, you must speak with the insurance carrier’s adjuster to gather coverage information,…
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How can I verify if a workers’ compensation claim has been filed for my workplace injury?
If you were hurt on the job, North Carolina law requires the employer (or its insurance carrier) to report the incident to the North Carolina…
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How can I coordinate benefits between a workers’ compensation insurer and a personal injury settlement?
When an on-the-job injury is also caused by someone outside your workplace (for example, a delivery driver rear-ends your company vehicle), you may…
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Can an insurance adjuster reduce my medical bills because of Rule 414 in North Carolina?
Insurance adjusters often cite N.C. Rule of Evidence 414 to argue that the billed amount of your medical treatment is not what a jury would consider…
