Firm news
Accident Q&A series
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What happens if I missed an early filing deadline because liability was delayed by insurers?
In North Carolina, the statute of limitations—not the insurer’s internal deadline—controls when you must file a lawsuit.
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What happens if a provider misses a service date and leaves a lien on my settlement?: North Carolina personal injury answer
In North Carolina, your attorney’s fee comes off the top, and medical provider liens are then paid—but all providers together cannot take more than 50% of…
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What factors should I consider when deciding whether to accept or push for more in my personal injury settlement?
In North Carolina, decide based on four things: liability strength (including the risk of contributory negligence), documented damages and causation,…
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What evidence do I need to challenge my insurer’s low diminished value offer?: North Carolina
In North Carolina, you challenge a low diminished value (DV) offer by proving the actual drop in your car’s fair market value after proper repairs.
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What can I do if the insurer’s offer doesn’t cover my medical bills and emotional distress?: Practical options in North Carolina
In North Carolina, you do not have to accept a low offer. You can keep negotiating with better documentation, tap other coverage (like your own medical…
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What amount of pain and suffering compensation should I pursue for a minor car accident with prior back issues?: North Carolina
North Carolina does not use a formula for pain and suffering. You can seek a fair amount that reflects the severity and duration of your symptoms, the…
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Is it possible to have the at-fault party pay my medical bills directly instead of from my lump-sum settlement?
No. In North Carolina, personal injury settlements are typically paid as a lump sum to you (usually through your attorney’s trust account).
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How do you get hospital records and bills for my injury claim?: Practical steps for North Carolina claims
In North Carolina, your attorney typically obtains your hospital records and itemized bills with your signed HIPAA-compliant authorization.
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How do insurance adjusters calculate post-accident market value for my vehicle?: North Carolina guidance
In North Carolina, insurers measure vehicle damage by the difference between fair market value just before the crash and fair market value right after repairs.
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How do I show the insurer that I need additional funds for future medical treatment?
In North Carolina, you show the insurer you need more money for future medical care by providing clear medical proof that your crash injuries will likely…
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How do I recover travel expenses for medical appointments after an accident?: North Carolina
In North Carolina, you can claim reasonable, necessary out-of-pocket travel costs to get crash-related medical care as part of your personal injury damages.
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How do I obtain surveillance footage from the venue to support my case?: North Carolina Personal Injury
In North Carolina, you (through your attorney) should immediately send the venue a written preservation letter demanding they retain all relevant video.
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How do I get the adjuster to consider increasing their settlement authority cap?: North Carolina personal injury guidance
In North Carolina, adjusters typically raise their settlement authority only when they receive new, material information that changes case value (liability,…
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How do I ask the officer to amend inaccurate details in a crash report?: Clear steps to request a supplemental correction in North Carolina
In North Carolina, you cannot force an officer to change a crash report, but you can ask the reporting officer to file a supplemental report correcting…
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How do dropped charges in a car accident affect my insurance claim?
In North Carolina, dropped traffic or criminal charges do not decide your civil insurance claim.
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How can I reduce the amount my health insurer can claim from my personal injury settlement?: Practical ways to minimize reimbursement under North Carolina law
In North Carolina, you can often reduce what gets repaid from your personal injury settlement by applying the costs-of-collection reduction (your insurer or…
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How can I prove the fair diminished value of my car after a minor rear-end accident in North Carolina?: Practical steps to document and negotiate your claim
Under North Carolina law, you prove diminished value by showing the difference between your vehicle’s fair market value right before the crash and after…
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How can I negotiate a higher settlement if the insurance offer seems low for my neck and back injuries?
In North Carolina, you raise a settlement offer by proving liability, clearly linking the crash to your injuries (including aggravation of preexisting…
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How can I get the remaining medical lien removed from my injury claim?: North Carolina law
In North Carolina, a medical provider’s lien on your injury settlement is enforceable only if the provider followed the lien statute’s requirements.
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How can I get a physical therapy lien removed if it wasn’t filed to my insurance on time?: North Carolina guidance
In North Carolina, medical providers can assert a lien against your personal injury settlement for reasonable charges related to your treatment, but those…
