Firm news
Accident Q&A series
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How can I get a copy of the police report after a car accident?: North Carolina
In North Carolina, you can get the official collision report (DMV-349) from the law enforcement agency that investigated your crash—city police, county…
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How can I decide if a settlement offer for my personal injury claim is fair?: North Carolina guide
In North Carolina, a fair personal injury settlement reflects the strength of liability (and any contributory fault), your documented losses, available…
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How can I challenge my insurer's denial of an accident claim after a rear-end collision?
In North Carolina, you challenge a claim denial by (1) sending a written appeal with evidence, (2) using any policy appeal or arbitration process, (3) filing…
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How can I challenge an insurance denial based on contributory negligence in North Carolina?
In North Carolina, an insurer’s contributory negligence denial is not the final word.
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How can I calculate a fair settlement for my medical bills and lost wages after an accident?: North Carolina
In North Carolina, a fair settlement starts with your crash‑related medical bills that are reasonable and necessary, plus your documented lost wages.
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Can I refuse to pay a medical lien that should have been billed to my health insurer?
In North Carolina, medical providers can assert a lien against a personal injury recovery if they follow the lien rules.
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Can I recover my chiropractic and other medical bills if the insurer says I'm at fault?
In North Carolina, if you are even slightly at fault, the contributory negligence rule can bar recovery from the other driver’s liability insurer.
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Can I recover my car repair costs from the other driver’s insurer?: North Carolina
Yes—if you can prove the other driver was at fault and you were not, the other driver’s liability insurer should pay for your repair costs (and related…
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Can I recover compensation for lost income or other nonmedical damages in this claim?
Yes. In North Carolina, you may recover lost wages, loss of future earning capacity, property damage, and other out-of-pocket losses if you can show they were…
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Can I pursue compensation from multiple at-fault drivers in a multi-vehicle collision?
Yes. In North Carolina, you can assert claims against any and all drivers whose negligence contributed to your injuries.
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Can I pursue compensation for ongoing anxiety and fear of driving after a rear-end collision?: North Carolina perspective
Yes. In North Carolina, you can seek compensation for mental anguish, including anxiety and fear of driving, as part of a personal injury claim if the…
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Can I negotiate for a higher settlement if only a few parts were repaired?: North Carolina personal injury
Yes. In North Carolina, you can pursue diminished value even after repairs if the crash lowered your car’s market value.
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Can I include emotional distress damages related to my spouse’s sudden passing in my settlement?: Clear answers under North Carolina law
In North Carolina, you can recover for your own accident-related emotional distress as part of pain and suffering.
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Can I include aggravation of a prior surgery when negotiating my injury claim?: North Carolina personal injury law
Yes. In North Carolina, you can seek compensation for the aggravation of a pre-existing condition if the crash or incident proximately caused it.
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Can I compel a company to release surveillance video after a crash?: North Carolina
Yes, but you usually need legal process. In North Carolina, a private business does not have to hand over video voluntarily.
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What steps do I need to take to submit additional medical bills for PIP reimbursement?
In North Carolina, first-party medical coverage is usually called Medical Payments coverage (MedPay); some policies label it PIP.
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What can I do if the insurer denies coverage for some of my medical expenses?: North Carolina
In North Carolina, payment of auto medical benefits (often called MedPay, and sometimes labeled PIP) is governed by your insurance policy.
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Can I use my personal injury protection to cover both emergency and follow-up treatment costs?
Yes—under North Carolina policies this coverage is usually called Medical Payments (MedPay), not PIP, but it generally pays reasonable and necessary medical…
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Can I negotiate further if an insurer’s initial offer is too low?: North Carolina
Yes. In North Carolina, you can keep negotiating until there is a binding settlement. An initial offer is only a starting point.
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What steps do I need to take to get fair compensation for my damaged vehicle after an accident?: North Carolina guide
In North Carolina, the standard measure for a totaled vehicle is its fair market value (actual cash value) immediately before the crash, plus applicable taxes…
