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Accident Q&A series

  1. How Are Property Damage Claims Handled Separately from Bodily Injury Claims When the Same Adjuster Manages Both?

    Even when the same insurance adjuster is assigned to your crash, North Carolina law requires the carrier to treat property damage and bodily injury as two…

  2. How are co-counsel legal fees allocated when a settlement is shared between multiple law firms?

    North Carolina allows two or more law firms to share one contingency fee when they jointly represent an injured client.

  3. Can my six (6) year old be contributorily negligent in a car accident case?

    North Carolina follows the pure contributory negligence doctrine. If an injured person is even 1% at fault, recovery from the other party can be barred.

  4. Who will serve as the primary attorney on the claim and what responsibilities will they have?

    In a North Carolina personal-injury matter, the lawyer you sign a fee agreement with becomes your primary attorney of record.

  5. What is the process to request and review the official police accident report in North Carolina?

    After any motor-vehicle collision in North Carolina that causes injury, death, or property damage of $1,000 or more, the investigating officer must complete a…

  6. What Are the Steps of the Insurance Claim Process, Including Negotiating Liens and Settlement?

    Below is a practical, step-by-step roadmap of a typical North Carolina personal-injury insurance claim, from the first phone call to the final settlement check.

  7. How Can an Injury Victim Obtain and Use Video Footage From Nearby Cameras to Support an Accident Claim in North Carolina?

    Video, whether from a traffic signal, a storefront, or a doorbell camera, can make or break a personal-injury case.

  8. How can a parent and child recover compensation for medical expenses and pain and suffering after a motor vehicle collision?

    If a parent and child were hurt in a North Carolina car crash, they can pursue two separate—but related—claims to recover money for medical bills, pain, and…

  9. What Types of Damages Can Cover Medical Expenses, Pain, and Potential Long-Term Effects After a Car Accident in North Carolina?

    North Carolina law allows an injured driver or passenger to recover several categories of money damages after a wreck.

  10. What steps protect a minor passenger’s rights when seeking recovery for injuries in the accident?

    When a child is hurt while riding in someone else’s vehicle, North Carolina law adds several layers of protection to be sure the child’s rights—and any future…

  11. What Evidence Is Needed to Prove Another Motorist’s Negligence in a Collision at a Traffic Signal or Exit?

    To win a personal-injury claim in North Carolina you must prove that the other driver owed you a duty, breached that duty, and caused your damages.

  12. How Can a Driver and a Minor Passenger Recover Compensation for Airbag Deployment and Impact Trauma in North Carolina?

    Under North Carolina personal-injury law, both the driver and a minor passenger may recover damages when an airbag deploys and impact trauma causes injuries.

  13. Who is responsible for repaying the remaining balance on a workers’ compensation lien after a personal injury settlement?

    Short answer: Under North Carolina law, the injured worker is ultimately responsible for making sure the workers’ compensation lien is repaid out of any…

  14. What are the obligations for repaying medical liens following a settled injury claim?

    North Carolina law requires you to satisfy valid medical liens out of your injury settlement before you receive your share of the funds.

  15. How will repayment to lien holders affect the net amount received from the settlement?

    North Carolina law requires many liens (medical providers, health insurance, Medicaid, Medicare, workers’ compensation, and certain ERISA plans) to be repaid…

  16. How long do insurers take to answer my injury counteroffer in North Carolina?

    After you reject an insurance company’s first offer and send a written counteroffer, the clock starts ticking.

  17. When Is It Appropriate to End Chiropractic Care After a North Carolina Car Accident?

    After a crash, chiropractors often treat muscle strains, joint stiffness, and soft-tissue injuries.

  18. What Steps Does a Personal Injury Law Firm Take After You Retain Them for Your NC Car Accident Case?

    Once you hire a law firm to handle your North Carolina car accident claim, the team moves quickly to protect your rights and build evidence.

  19. What Should I Do If an Insurance Adjuster Contacts Me Directly After I’ve Retained an Attorney?

    Under North Carolina rules, once you sign a representation agreement with a law firm, you should direct all bodily-injury discussions and medical-bill…

  20. How Long Does It Take to Gather Medical Records in a North Carolina Car Accident Case?

    After a car wreck, obtaining your medical records is a critical step in proving injuries and damages.

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