Firm news
Accident Q&A series
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What Is North Carolina’s Contributory Negligence Rule and How Can It Impact My Settlement Offer?
Under North Carolina law, the contributory negligence doctrine bars any recovery if you are even 1% at fault for your own injury.
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What should I do if an insurance adjuster tells me my demand package is incomplete?
When the insurance adjuster notifies you that they received only part of your demand package, act promptly.
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How Long Will an Insurance Company Take to Respond to My Demand Letter in North Carolina?
After a car accident in North Carolina, you or your attorney typically prepare and send a demand letter to the at-fault driver’s insurance carrier.
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What Is a Demand Letter in a North Carolina Car Accident Claim and What Should It Include?
In North Carolina, sending a well-crafted demand letter is one of the most important steps in settling a car accident claim without going to court.
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Managing Health Insurance Subrogation and Medical Liens After a North Carolina Car Accident
When you settle a car accident claim in North Carolina, your health insurer often has a right to recover medical expenses it paid on your behalf.
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What Steps Should I Take if My Dealer or Transporter Delivers My Car in Unsafe Condition?
When a dealer or transport company delivers your vehicle and it arrives damaged or unsafe, North Carolina law provides several avenues to protect your rights…
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How Do I Get Medical Treatment and Document My Injuries After a Car Accident in North Carolina If I Don’t Have Health Insurance?
After a wreck, your health and your case both depend on prompt medical attention.
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Handling Your Own Car Accident Case in North Carolina: Practical Steps and Tips
Taking charge of your car accident claim in North Carolina means you’ll navigate the steps insurance companies typically handle.
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How Do I Communicate with the Insurance Adjuster About My Injury Claim in North Carolina?
After a car accident, your insurer assigns a claims adjuster to handle your injury claim.
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How Do I Document My Injuries and Vehicle Damage After a Car Accident in North Carolina?
After a crash in North Carolina, your first priority should be to preserve evidence.
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9-Step Post‑Crash Checklist: What Immediate Steps Should I Take After a Car Accident in North Carolina?
If you experience a collision in North Carolina, follow these steps right away to protect your safety and your legal rights. First, check for injuries.
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What Should I Do When the Insurance Company’s Initial Settlement Offer Is Too Low?
When an insurer returns an offer far below your documented losses, it often reflects their attempt to minimize payouts.
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How Do I Use My Auto Insurance Medical Payment Benefits After a North Carolina Car Accident?
In North Carolina, medical payment benefits (“MedPay”) extend coverage regardless of fault.
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What Steps Should I Take After a Car Accident in North Carolina to Protect My Rights?
After a collision in North Carolina, quick and clear action preserves your legal rights. First, call 911 and ensure law enforcement documents the crash.
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What Is a Demand Package and How Do I Submit It in My North Carolina Car Accident Case?
After a car wreck in North Carolina, you and your attorney must prepare a demand package to present your claim to the at‑fault driver’s insurer.
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How Do I Correct an Inaccurate Police Report After a North Carolina Car Accident?
When the officer’s crash report assigns you fault incorrectly, you can take steps under North Carolina law to request an amendment.
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What Is a Pre‑Demand Verification and Why Did I Receive One?
When you file a car accident claim in North Carolina, your attorney gathers detailed information about your medical expenses, lost wages, and any other…
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How Does Settlement Negotiation Work After a Car Accident in North Carolina?
In North Carolina, insurers typically begin with a low “starting” offer that bundles all damages—medical bills, lost wages, pain and suffering and attorney…
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Why Can’t Personal Auto Policies Be Stacked for the Same Driver in North Carolina?
In North Carolina, when a driver holds more than one personal auto insurance policy, the policies do not “stack” their liabilities for a single accident.
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What Does It Mean to Verify Liens in a North Carolina Personal Injury Case?
In a North Carolina personal injury case, verifying liens means confirming that service providers – such as chiropractors, physical therapists, or other…
