Firm news

Accident Q&A series

  1. Do I need to give my attorney copies of letters from my health insurance company after an accident? — Durham, NC

    Yes. You should generally send your attorney a complete copy of every accident-related letter from your health insurance company, including all pages…

  2. Can settlement funds be held until medical liens are resolved? — Durham, NC

    Yes. In North Carolina, a law firm may need to keep enough settlement money in its trust account to address valid medical liens or reimbursement…

  3. Can my attorney make a counteroffer if the insurance company offers less than my claim demand? — Durham, NC

    Yes. Your attorney can usually respond to a low insurance offer with a revised counteroffer, provided the response follows the authority and…

  4. Can my attorney contact my health insurance company if I have not received a requested letter? — Durham, NC

    Yes. If an attorney represents you in an injury matter, the attorney can generally contact your health insurance company to ask about a missing…

  5. Can missing medical appointments or records affect my car accident injury claim? — Durham, NC

    Yes. Missed appointments may lead an insurance adjuster to question the seriousness, cause, or duration of your injuries, while missing records can…

  6. Can medical liens be reduced before a personal injury settlement is paid? — Durham, NC

    Yes, some medical liens and reimbursement claims can be reduced before a North Carolina personal injury settlement is distributed. The result depends…

  7. Can I still claim diminished value if my car had a prior accident in the same area? — Durham, NC

    Yes, a prior accident in the same area does not automatically prevent a diminished value claim in North Carolina. However, you must separate the loss…

  8. Can I recover compensation if a crash aggravated a rib injury I did not know I had? — Durham, NC

    Yes, you may recover compensation if another driver’s negligence aggravated a rib injury that existed before the crash, even if you did not know…

  9. Can I challenge an insurance damage estimate if the repair shop finds more damage than the insurer originally estimated? — Durham, NC

    Yes. If a repair shop uncovers additional collision damage during teardown or repairs, you can ask the insurer to review a written supplemental…

  10. Can I bring a slip and fall claim if uncleared steps caused my injury? — Durham, NC

    Yes, you may be able to bring a North Carolina slip and fall claim if a property owner or another responsible party failed to use reasonable care to…

  11. Can I bring a car accident claim if the other driver ran a stop sign and hit the back side of my vehicle? — Durham, NC

    Yes, you may be able to bring a car accident claim if the evidence shows that the other driver failed to stop or yield and caused the collision.…

  12. Can health insurance or medical providers claim part of my personal injury settlement? — Durham, NC

    Yes. A health plan, government benefit program, hospital, or other medical provider may have a valid claim against part of a North Carolina personal…

  13. Can a medical lien reduce the amount I receive from my personal injury settlement? — Durham, NC

    Yes. A valid medical lien or health plan reimbursement claim may be paid from settlement funds before you receive your final share. The amount…

  14. Can a health insurance lien be reviewed or reduced before settlement funds are distributed? — Durham, NC

    Yes. A claimed health insurance lien can usually be reviewed before personal injury settlement funds are distributed, and a reduction may sometimes…

  15. Can a health insurance lien be negotiated after a personal injury settlement? — Durham, NC

    Yes, a health insurance reimbursement claim may sometimes be negotiated after a personal injury settlement, especially before the settlement funds…

  16. Why do I need to sign a medical release form for my car accident injury claim? — Durham, NC

    You need to sign a medical release form because your attorney usually cannot request your accident-related medical records and bills without written…

  17. What should I do if the insurance company did not include all of my medical treatment in its evaluation? — Durham, NC

    Ask for the basis of the evaluation in writing, identify exactly what treatment or wage documentation was left out, and submit the missing records,…

  18. What should I do if my medical provider’s phone number or website no longer works during my injury case? — Durham, NC

    Tell your attorney or claim representative right away, and preserve proof that the phone number or website is inactive. In a North Carolina personal…

  19. What should I do if I did not receive my personal injury intake paperwork? — Durham, NC

    Contact the law firm promptly and ask that the intake packet and medical release be resent to a confirmed email address, mailing address, or client…

  20. What should I do after being taken to the hospital by ambulance after a car accident? — Durham, NC

    After an ambulance transport, your main priorities are to protect your health, preserve records, and avoid assuming the police report or insurer has…

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