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Accident Q&A series

  1. What should I consider before accepting an insurance settlement for an injury claim? — Durham, NC

    Before accepting an insurance settlement, consider whether the amount fairly accounts for your documented injuries, medical bills, future care…

  2. What should I consider before accepting a settlement offer from an insurance company? — Durham, NC

    Before accepting a settlement offer, consider whether it accounts for your injury-related losses, medical bills, possible liens, fault disputes,…

  3. What should be included in a personal injury demand package? — Durham, NC

    A personal injury demand package should clearly explain liability, injuries, medical treatment, damages, and the amount demanded, with records that…

  4. What is a letter of representation for medical treatment after a car accident? — Durham, NC

    A letter of representation is a notice from a lawyer telling a medical provider, insurer, or other claim-related company that the lawyer represents…

  5. What information should I review before accepting a settlement offer in a personal injury claim? — Durham, NC

    Before accepting a personal injury settlement offer, review the offer amount, the release language, fault issues, medical bills, liens, subrogation…

  6. What information should I have ready when discussing my car accident case with a new law firm? — Durham, NC

    Have the crash details, insurance information, medical records, prior law firm communications, claim numbers, and any deadline information ready. In…

  7. What information should I gather after a car accident? — Durham, NC

    Gather information that helps show who was involved, what happened, what damage occurred, what injuries were reported, and which insurance companies…

  8. What information is usually needed to approve a settlement for a child? — Durham, NC

    A North Carolina child’s personal injury settlement usually needs enough information for the court to decide whether the settlement protects the…

  9. What happens if the insurance company rejects my personal injury counteroffer? — Durham, NC

    If the insurance company rejects your personal injury counteroffer, the claim is usually not over. In North Carolina, your attorney may continue…

  10. What happens if the insurance company rejects my counteroffer in a personal injury claim? — Durham, NC

    If the insurance company rejects your counteroffer, the claim usually moves back into negotiation, further documentation, or a decision about whether…

  11. What happens if I was partly at fault for a car accident? — Durham, NC

    Being partly at fault can create a serious problem in a North Carolina car accident injury claim. North Carolina allows contributory negligence as a…

  12. What happens if a medical lien is higher than the insurance company's settlement offer? — Durham, NC

    If a medical lien is higher than the insurance company's settlement offer, the settlement usually should not be disbursed until the lien is verified,…

  13. What happens after my lawyer sends a demand package to the insurance company? — Durham, NC

    After your lawyer sends a demand package, the insurance company usually reviews liability, medical records, bills, lost income documents, insurance…

  14. What does it mean when two law firms work together on a car accident claim? — Durham, NC

    It usually means one law firm referred the car accident claim to another firm or asked another firm to help as co-counsel. In North Carolina, the…

  15. What does court approval of a minor settlement involve? — Durham, NC

    Court approval of a minor settlement usually means a North Carolina judge reviews the proposed personal injury settlement to decide whether it…

  16. What compensation can I ask for after a car accident injury? — Durham, NC

    You can usually ask for compensation tied to injury-related losses, such as medical bills, lost income, pain and suffering, out-of-pocket costs, and…

  17. Should I make a counteroffer before all medical liens are confirmed? — Durham, NC

    Usually, you should be careful about making a firm counteroffer before medical liens are confirmed. In a North Carolina personal injury claim, valid…

  18. How do passenger injury claims work when a parent driving the car is accused of causing the crash? — Durham, NC

    A child passenger may still have a personal injury claim even when the accused driver is the child’s parent. In North Carolina, a parent-child…

  19. How do I respond if the insurance company has not made an offer on my injury claim? — Durham, NC

    If the insurance company has not made an offer, the next step is usually to confirm receipt of the demand package, ask what is delaying the review,…

  20. How do I know whether a settlement offer is fair for my injury claim? — Durham, NC

    A settlement offer is generally fair only if it reflects the evidence of fault, the full scope of supported damages, available insurance, liens,…

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